₹25,000 Monthly SIP in Sundaram Infrastructure Advantage Fund Regular Plan for 20 Years
If you had started a ₹25,000/month SIP on 18 Aug 2006 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Infrastructure Advantage Fund Regular Plan's actual NAV for all 241 installments.
You invested
₹60,25,000
241 installments
Value today
₹2,33,67,865
18 Aug 2026
Absolute gain
+₹1,73,42,865
+287.8%
XIRR (annualised)
12.08%
money-weighted
The journey, month by month
Worst fall on the way
-47.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
14
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,42,88,835
Modelled at historical FD rates. The fund beat FD by ₹90,79,030.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2007) | ₹3,25,000 | ₹3,93,100 | +21% |
| Year 2 (18 Aug 2008) | ₹6,25,000 | ₹6,15,201 | -1.6% |
| Year 3 (18 Aug 2009) | ₹9,25,000 | ₹10,72,997 | +16% |
| Year 4 (18 Aug 2010) | ₹12,25,000 | ₹17,13,888 | +39.9% |
| Year 5 (18 Aug 2011) | ₹15,25,000 | ₹15,34,252 | +0.6% |
| Year 6 (21 Aug 2012) | ₹18,25,000 | ₹16,52,187 | -9.5% |
| Year 7 (19 Aug 2013) | ₹21,25,000 | ₹13,76,888 | -35.2% |
| Year 8 (18 Aug 2014) | ₹24,25,000 | ₹28,91,905 | +19.3% |
| Year 9 (18 Aug 2015) | ₹27,25,000 | ₹38,95,016 | +42.9% |
| Year 10 (18 Aug 2016) | ₹30,25,000 | ₹41,82,188 | +38.3% |
| Year 11 (18 Aug 2017) | ₹33,25,000 | ₹53,97,378 | +62.3% |
| Year 12 (20 Aug 2018) | ₹36,25,000 | ₹58,40,447 | +61.1% |
| Year 13 (19 Aug 2019) | ₹39,25,000 | ₹55,62,171 | +41.7% |
| Year 14 (18 Aug 2020) | ₹42,25,000 | ₹56,09,852 | +32.8% |
| Year 15 (18 Aug 2021) | ₹45,25,000 | ₹95,24,045 | +110.5% |
| Year 16 (18 Aug 2022) | ₹48,25,000 | ₹1,10,94,438 | +129.9% |
| Year 17 (18 Aug 2023) | ₹51,25,000 | ₹1,34,78,350 | +163% |
| Year 18 (19 Aug 2024) | ₹54,25,000 | ₹2,11,77,295 | +290.4% |
| Year 19 (18 Aug 2025) | ₹57,25,000 | ₹2,11,59,858 | +269.6% |
| Year 20 (18 Aug 2026) | ₹60,25,000 | ₹2,33,67,865 | +287.8% |
Best year of the journey: Year 8 (+72.5% market move) · Toughest year: Year 7 (-29.5%)
Wealth Time Machine
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Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Infrastructure Advantage Fund Regular Plan's published NAV (source: AMFI) between 18 Aug 2006 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.