₹5,000 Monthly SIP in Sundaram Infrastructure Advantage Fund Regular Plan for 20 Years
If you had started a ₹5,000/month SIP on 18 Aug 2006 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Infrastructure Advantage Fund Regular Plan's actual NAV for all 241 installments.
You invested
₹12,05,000
241 installments
Value today
₹46,73,573
18 Aug 2026
Absolute gain
+₹34,68,573
+287.8%
XIRR (annualised)
12.08%
money-weighted
The journey, month by month
Worst fall on the way
-47.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
14
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹28,57,767
Modelled at historical FD rates. The fund beat FD by ₹18,15,806.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2007) | ₹65,000 | ₹78,620 | +21% |
| Year 2 (18 Aug 2008) | ₹1,25,000 | ₹1,23,040 | -1.6% |
| Year 3 (18 Aug 2009) | ₹1,85,000 | ₹2,14,599 | +16% |
| Year 4 (18 Aug 2010) | ₹2,45,000 | ₹3,42,778 | +39.9% |
| Year 5 (18 Aug 2011) | ₹3,05,000 | ₹3,06,850 | +0.6% |
| Year 6 (21 Aug 2012) | ₹3,65,000 | ₹3,30,437 | -9.5% |
| Year 7 (19 Aug 2013) | ₹4,25,000 | ₹2,75,378 | -35.2% |
| Year 8 (18 Aug 2014) | ₹4,85,000 | ₹5,78,381 | +19.3% |
| Year 9 (18 Aug 2015) | ₹5,45,000 | ₹7,79,003 | +42.9% |
| Year 10 (18 Aug 2016) | ₹6,05,000 | ₹8,36,438 | +38.3% |
| Year 11 (18 Aug 2017) | ₹6,65,000 | ₹10,79,476 | +62.3% |
| Year 12 (20 Aug 2018) | ₹7,25,000 | ₹11,68,089 | +61.1% |
| Year 13 (19 Aug 2019) | ₹7,85,000 | ₹11,12,434 | +41.7% |
| Year 14 (18 Aug 2020) | ₹8,45,000 | ₹11,21,970 | +32.8% |
| Year 15 (18 Aug 2021) | ₹9,05,000 | ₹19,04,809 | +110.5% |
| Year 16 (18 Aug 2022) | ₹9,65,000 | ₹22,18,888 | +129.9% |
| Year 17 (18 Aug 2023) | ₹10,25,000 | ₹26,95,670 | +163% |
| Year 18 (19 Aug 2024) | ₹10,85,000 | ₹42,35,459 | +290.4% |
| Year 19 (18 Aug 2025) | ₹11,45,000 | ₹42,31,972 | +269.6% |
| Year 20 (18 Aug 2026) | ₹12,05,000 | ₹46,73,573 | +287.8% |
Best year of the journey: Year 8 (+72.5% market move) · Toughest year: Year 7 (-29.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Infrastructure Advantage Fund Regular Plan's published NAV (source: AMFI) between 18 Aug 2006 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.