₹10,000 Monthly SIP in Sundaram Infrastructure Advantage Fund Regular Plan for 20 Years
If you had started a ₹10,000/month SIP on 18 Aug 2006 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Infrastructure Advantage Fund Regular Plan's actual NAV for all 241 installments.
You invested
₹24,10,000
241 installments
Value today
₹93,47,146
18 Aug 2026
Absolute gain
+₹69,37,146
+287.8%
XIRR (annualised)
12.08%
money-weighted
The journey, month by month
Worst fall on the way
-47.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
14
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹57,15,534
Modelled at historical FD rates. The fund beat FD by ₹36,31,612.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2007) | ₹1,30,000 | ₹1,57,240 | +21% |
| Year 2 (18 Aug 2008) | ₹2,50,000 | ₹2,46,080 | -1.6% |
| Year 3 (18 Aug 2009) | ₹3,70,000 | ₹4,29,199 | +16% |
| Year 4 (18 Aug 2010) | ₹4,90,000 | ₹6,85,555 | +39.9% |
| Year 5 (18 Aug 2011) | ₹6,10,000 | ₹6,13,701 | +0.6% |
| Year 6 (21 Aug 2012) | ₹7,30,000 | ₹6,60,875 | -9.5% |
| Year 7 (19 Aug 2013) | ₹8,50,000 | ₹5,50,755 | -35.2% |
| Year 8 (18 Aug 2014) | ₹9,70,000 | ₹11,56,762 | +19.3% |
| Year 9 (18 Aug 2015) | ₹10,90,000 | ₹15,58,006 | +42.9% |
| Year 10 (18 Aug 2016) | ₹12,10,000 | ₹16,72,875 | +38.3% |
| Year 11 (18 Aug 2017) | ₹13,30,000 | ₹21,58,951 | +62.3% |
| Year 12 (20 Aug 2018) | ₹14,50,000 | ₹23,36,179 | +61.1% |
| Year 13 (19 Aug 2019) | ₹15,70,000 | ₹22,24,868 | +41.7% |
| Year 14 (18 Aug 2020) | ₹16,90,000 | ₹22,43,941 | +32.8% |
| Year 15 (18 Aug 2021) | ₹18,10,000 | ₹38,09,618 | +110.5% |
| Year 16 (18 Aug 2022) | ₹19,30,000 | ₹44,37,775 | +129.9% |
| Year 17 (18 Aug 2023) | ₹20,50,000 | ₹53,91,340 | +163% |
| Year 18 (19 Aug 2024) | ₹21,70,000 | ₹84,70,918 | +290.4% |
| Year 19 (18 Aug 2025) | ₹22,90,000 | ₹84,63,943 | +269.6% |
| Year 20 (18 Aug 2026) | ₹24,10,000 | ₹93,47,146 | +287.8% |
Best year of the journey: Year 8 (+72.5% market move) · Toughest year: Year 7 (-29.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Infrastructure Advantage Fund Regular Plan's published NAV (source: AMFI) between 18 Aug 2006 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.