₹2,000 Monthly SIP in Sundaram Large and Midcap Fund Regular Plan for 20 Years
If you had started a ₹2,000/month SIP on 27 Feb 2007 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Large and Midcap Fund Regular Plan's actual NAV for all 237 installments.
You invested
₹4,74,000
237 installments
Value today
₹19,94,075
7 Oct 2026
Absolute gain
+₹15,20,075
+320.7%
XIRR (annualised)
13.01%
money-weighted
The journey, month by month
Worst fall on the way
-100%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
14
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹11,07,094
Modelled at historical FD rates. The fund beat FD by ₹8,86,981.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (8 Oct 2007) | ₹18,000 | ₹22,505 | +25% |
| Year 2 (7 Oct 2008) | ₹42,000 | ₹32,735 | -22.1% |
| Year 3 (7 Oct 2009) | ₹66,000 | ₹80,671 | +22.2% |
| Year 4 (7 Oct 2010) | ₹90,000 | ₹1,26,109 | +40.1% |
| Year 5 (7 Oct 2011) | ₹1,14,000 | ₹1,22,230 | +7.2% |
| Year 6 (8 Oct 2012) | ₹1,38,000 | ₹1,67,080 | +21.1% |
| Year 7 (7 Oct 2013) | ₹1,62,000 | ₹1,74,937 | +8% |
| Year 8 (7 Oct 2014) | ₹1,86,000 | ₹2,94,728 | +58.5% |
| Year 9 (7 Oct 2015) | ₹2,10,000 | ₹3,63,334 | +73% |
| Year 10 (7 Oct 2016) | ₹2,34,000 | ₹4,32,000 | +84.6% |
| Year 11 (9 Oct 2017) | ₹2,58,000 | ₹5,47,014 | +112% |
| Year 12 (8 Oct 2018) | ₹2,82,000 | ₹5,69,627 | +102% |
| Year 13 (7 Oct 2019) | ₹3,06,000 | ₹6,61,091 | +116% |
| Year 14 (7 Oct 2020) | ₹3,30,000 | ₹6,86,806 | +108.1% |
| Year 15 (7 Oct 2021) | ₹3,54,000 | ₹11,45,675 | +223.6% |
| Year 16 (7 Oct 2022) | ₹3,78,000 | ₹11,65,742 | +208.4% |
| Year 17 (9 Oct 2023) | ₹4,02,000 | ₹13,41,688 | +233.8% |
| Year 18 (7 Oct 2024) | ₹4,26,000 | ₹18,56,197 | +335.7% |
| Year 19 (7 Oct 2025) | ₹4,50,000 | ₹19,10,651 | +324.6% |
| Year 20 (7 Oct 2026) | ₹4,74,000 | ₹19,94,075 | +320.7% |
Best year of the journey: Year 15 (+61.2% market move) · Toughest year: Year 2 (-29.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Large and Midcap Fund Regular Plan's published NAV (source: AMFI) between 27 Feb 2007 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.