₹2,000 Monthly SIP in Sundaram Large and Midcap Fund Regular Plan for 15 Years
If you had started a ₹2,000/month SIP on 12 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Large and Midcap Fund Regular Plan's actual NAV for all 181 installments.
You invested
₹3,62,000
181 installments
Value today
₹12,06,560
11 Sept 2026
Absolute gain
+₹8,44,560
+233.3%
XIRR (annualised)
14.69%
money-weighted
The journey, month by month
Worst fall on the way
-37.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,71,511
Modelled at historical FD rates. The fund beat FD by ₹5,35,049.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (11 Sept 2012) | ₹26,000 | ₹27,886 | +7.3% |
| Year 2 (11 Sept 2013) | ₹50,000 | ₹48,284 | -3.4% |
| Year 3 (11 Sept 2014) | ₹74,000 | ₹1,08,605 | +46.8% |
| Year 4 (11 Sept 2015) | ₹98,000 | ₹1,40,902 | +43.8% |
| Year 5 (12 Sept 2016) | ₹1,22,000 | ₹1,85,583 | +52.1% |
| Year 6 (11 Sept 2017) | ₹1,46,000 | ₹2,53,070 | +73.3% |
| Year 7 (11 Sept 2018) | ₹1,70,000 | ₹3,13,418 | +84.4% |
| Year 8 (11 Sept 2019) | ₹1,94,000 | ₹3,21,915 | +65.9% |
| Year 9 (11 Sept 2020) | ₹2,18,000 | ₹3,56,967 | +63.7% |
| Year 10 (13 Sept 2021) | ₹2,42,000 | ₹6,09,516 | +151.9% |
| Year 11 (12 Sept 2022) | ₹2,66,000 | ₹6,62,466 | +149% |
| Year 12 (11 Sept 2023) | ₹2,90,000 | ₹7,73,506 | +166.7% |
| Year 13 (11 Sept 2024) | ₹3,14,000 | ₹10,62,651 | +238.4% |
| Year 14 (11 Sept 2025) | ₹3,38,000 | ₹10,78,121 | +219% |
| Year 15 (11 Sept 2026) | ₹3,62,000 | ₹12,06,560 | +233.3% |
Best year of the journey: Year 10 (+60% market move) · Toughest year: Year 2 (-6.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Large and Midcap Fund Regular Plan's published NAV (source: AMFI) between 12 Sept 2011 and 11 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.