₹5,000 Monthly SIP in Sundaram Large and Midcap Fund Regular Plan for 15 Years
If you had started a ₹5,000/month SIP on 8 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Large and Midcap Fund Regular Plan's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹30,27,233
8 Sept 2026
Absolute gain
+₹21,22,233
+234.5%
XIRR (annualised)
14.75%
money-weighted
The journey, month by month
Worst fall on the way
-37.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,77,808
Modelled at historical FD rates. The fund beat FD by ₹13,49,425.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (10 Sept 2012) | ₹65,000 | ₹69,517 | +6.9% |
| Year 2 (10 Sept 2013) | ₹1,25,000 | ₹1,18,658 | -5.1% |
| Year 3 (8 Sept 2014) | ₹1,85,000 | ₹2,71,362 | +46.7% |
| Year 4 (8 Sept 2015) | ₹2,45,000 | ₹3,47,787 | +42% |
| Year 5 (8 Sept 2016) | ₹3,05,000 | ₹4,74,089 | +55.4% |
| Year 6 (8 Sept 2017) | ₹3,65,000 | ₹6,28,731 | +72.3% |
| Year 7 (10 Sept 2018) | ₹4,25,000 | ₹7,90,225 | +85.9% |
| Year 8 (9 Sept 2019) | ₹4,85,000 | ₹8,03,063 | +65.6% |
| Year 9 (8 Sept 2020) | ₹5,45,000 | ₹8,81,938 | +61.8% |
| Year 10 (8 Sept 2021) | ₹6,05,000 | ₹15,14,081 | +150.3% |
| Year 11 (8 Sept 2022) | ₹6,65,000 | ₹16,39,277 | +146.5% |
| Year 12 (8 Sept 2023) | ₹7,25,000 | ₹19,16,924 | +164.4% |
| Year 13 (9 Sept 2024) | ₹7,85,000 | ₹26,51,021 | +237.7% |
| Year 14 (8 Sept 2025) | ₹8,45,000 | ₹26,69,051 | +215.9% |
| Year 15 (8 Sept 2026) | ₹9,05,000 | ₹30,27,233 | +234.5% |
Best year of the journey: Year 10 (+60.7% market move) · Toughest year: Year 2 (-8.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Large and Midcap Fund Regular Plan's published NAV (source: AMFI) between 8 Sept 2011 and 8 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.