₹10,000 Monthly SIP in Sundaram Large and Midcap Fund Regular Plan for 15 Years
If you had started a ₹10,000/month SIP on 26 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Large and Midcap Fund Regular Plan's actual NAV for all 181 installments.
You invested
₹18,10,000
181 installments
Value today
₹58,21,752
25 Sept 2026
Absolute gain
+₹40,11,752
+221.6%
XIRR (annualised)
14.22%
money-weighted
The journey, month by month
Worst fall on the way
-37.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹33,66,672
Modelled at historical FD rates. The fund beat FD by ₹24,55,080.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Sept 2012) | ₹1,30,000 | ₹1,44,430 | +11.1% |
| Year 2 (25 Sept 2013) | ₹2,50,000 | ₹2,41,492 | -3.4% |
| Year 3 (25 Sept 2014) | ₹3,70,000 | ₹5,23,163 | +41.4% |
| Year 4 (28 Sept 2015) | ₹4,90,000 | ₹7,08,667 | +44.6% |
| Year 5 (26 Sept 2016) | ₹6,10,000 | ₹9,35,454 | +53.4% |
| Year 6 (25 Sept 2017) | ₹7,30,000 | ₹12,53,791 | +71.8% |
| Year 7 (25 Sept 2018) | ₹8,50,000 | ₹14,99,393 | +76.4% |
| Year 8 (25 Sept 2019) | ₹9,70,000 | ₹17,15,297 | +76.8% |
| Year 9 (25 Sept 2020) | ₹10,90,000 | ₹17,45,402 | +60.1% |
| Year 10 (27 Sept 2021) | ₹12,10,000 | ₹30,71,886 | +153.9% |
| Year 11 (26 Sept 2022) | ₹13,30,000 | ₹31,27,018 | +135.1% |
| Year 12 (25 Sept 2023) | ₹14,50,000 | ₹37,68,055 | +159.9% |
| Year 13 (25 Sept 2024) | ₹15,70,000 | ₹55,16,086 | +251.3% |
| Year 14 (25 Sept 2025) | ₹16,90,000 | ₹53,97,830 | +219.4% |
| Year 15 (25 Sept 2026) | ₹18,10,000 | ₹58,21,752 | +221.6% |
Best year of the journey: Year 10 (+64.7% market move) · Toughest year: Year 2 (-8.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Large and Midcap Fund Regular Plan's published NAV (source: AMFI) between 26 Sept 2011 and 25 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.