₹25,000 Monthly SIP in Sundaram Large and Midcap Fund Regular Plan for 15 Years
If you had started a ₹25,000/month SIP on 15 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Large and Midcap Fund Regular Plan's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹1,46,90,337
15 Sept 2026
Absolute gain
+₹1,01,65,337
+224.6%
XIRR (annualised)
14.37%
money-weighted
The journey, month by month
Worst fall on the way
-37.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹84,00,418
Modelled at historical FD rates. The fund beat FD by ₹62,89,919.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (17 Sept 2012) | ₹3,25,000 | ₹3,53,027 | +8.6% |
| Year 2 (16 Sept 2013) | ₹6,25,000 | ₹5,99,122 | -4.1% |
| Year 3 (15 Sept 2014) | ₹9,25,000 | ₹13,63,739 | +47.4% |
| Year 4 (15 Sept 2015) | ₹12,25,000 | ₹17,65,382 | +44.1% |
| Year 5 (15 Sept 2016) | ₹15,25,000 | ₹23,35,337 | +53.1% |
| Year 6 (15 Sept 2017) | ₹18,25,000 | ₹31,98,456 | +75.3% |
| Year 7 (17 Sept 2018) | ₹21,25,000 | ₹39,20,409 | +84.5% |
| Year 8 (16 Sept 2019) | ₹24,25,000 | ₹40,22,997 | +65.9% |
| Year 9 (15 Sept 2020) | ₹27,25,000 | ₹45,55,117 | +67.2% |
| Year 10 (15 Sept 2021) | ₹30,25,000 | ₹77,18,283 | +155.1% |
| Year 11 (15 Sept 2022) | ₹33,25,000 | ₹83,09,761 | +149.9% |
| Year 12 (15 Sept 2023) | ₹36,25,000 | ₹96,34,553 | +165.8% |
| Year 13 (16 Sept 2024) | ₹39,25,000 | ₹1,35,56,305 | +245.4% |
| Year 14 (15 Sept 2025) | ₹42,25,000 | ₹1,35,26,918 | +220.2% |
| Year 15 (15 Sept 2026) | ₹45,25,000 | ₹1,46,90,337 | +224.6% |
Best year of the journey: Year 10 (+59% market move) · Toughest year: Year 2 (-8.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Large and Midcap Fund Regular Plan's published NAV (source: AMFI) between 15 Sept 2011 and 15 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.