₹25,000 Monthly SIP in Sundaram Large and Midcap Fund Regular Plan for 3 Years
If you had started a ₹25,000/month SIP on 6 Oct 2023 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Large and Midcap Fund Regular Plan's actual NAV for all 37 installments.
You invested
₹9,25,000
37 installments
Value today
₹10,23,948
6 Oct 2026
Absolute gain
+₹98,948
+10.7%
XIRR (annualised)
6.83%
money-weighted
The journey, month by month
Worst fall on the way
-11.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹10,27,853
Modelled at historical FD rates. The fund trailed FD by ₹3,905.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Oct 2024) | ₹3,25,000 | ₹3,72,170 | +14.5% |
| Year 2 (6 Oct 2025) | ₹6,25,000 | ₹6,92,356 | +10.8% |
| Year 3 (6 Oct 2026) | ₹9,25,000 | ₹10,23,948 | +10.7% |
Best year of the journey: Year 1 (+14.5% market move) · Toughest year: Year 2 (3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Large and Midcap Fund Regular Plan's published NAV (source: AMFI) between 6 Oct 2023 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.