₹10,000 Monthly SIP in Sundaram Value Fund Regular Plan for 10 Years
If you had started a ₹10,000/month SIP on 12 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Value Fund Regular Plan's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹19,80,482
10 Sept 2026
Absolute gain
+₹7,70,482
+63.7%
XIRR (annualised)
9.54%
money-weighted
The journey, month by month
Worst fall on the way
-37.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,81,337
Modelled at historical FD rates. The fund beat FD by ₹2,99,145.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (11 Sept 2017) | ₹1,30,000 | ₹1,47,062 | +13.1% |
| Year 2 (10 Sept 2018) | ₹2,50,000 | ₹2,73,556 | +9.4% |
| Year 3 (11 Sept 2019) | ₹3,70,000 | ₹3,60,704 | -2.5% |
| Year 4 (10 Sept 2020) | ₹4,90,000 | ₹4,84,043 | -1.2% |
| Year 5 (13 Sept 2021) | ₹6,10,000 | ₹9,12,063 | +49.5% |
| Year 6 (12 Sept 2022) | ₹7,30,000 | ₹11,07,005 | +51.6% |
| Year 7 (11 Sept 2023) | ₹8,50,000 | ₹13,80,723 | +62.4% |
| Year 8 (10 Sept 2024) | ₹9,70,000 | ₹18,63,098 | +92.1% |
| Year 9 (10 Sept 2025) | ₹10,90,000 | ₹19,84,423 | +82.1% |
| Year 10 (10 Sept 2026) | ₹12,10,000 | ₹19,80,482 | +63.7% |
Best year of the journey: Year 5 (+51% market move) · Toughest year: Year 3 (-8.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Value Fund Regular Plan's published NAV (source: AMFI) between 12 Sept 2016 and 10 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.