₹10,000 Monthly SIP in Sundaram Value Fund Regular Plan for 15 Years
If you had started a ₹10,000/month SIP on 7 Oct 2011 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Value Fund Regular Plan's actual NAV for all 181 installments.
You invested
₹18,10,000
181 installments
Value today
₹41,92,138
6 Oct 2026
Absolute gain
+₹23,82,138
+131.6%
XIRR (annualised)
10.47%
money-weighted
The journey, month by month
Worst fall on the way
-38.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
10
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹33,47,407
Modelled at historical FD rates. The fund beat FD by ₹8,44,731.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (8 Oct 2012) | ₹1,30,000 | ₹1,46,212 | +12.5% |
| Year 2 (7 Oct 2013) | ₹2,50,000 | ₹2,59,710 | +3.9% |
| Year 3 (7 Oct 2014) | ₹3,70,000 | ₹5,21,540 | +41% |
| Year 4 (6 Oct 2015) | ₹4,90,000 | ₹7,13,887 | +45.7% |
| Year 5 (6 Oct 2016) | ₹6,10,000 | ₹9,73,620 | +59.6% |
| Year 6 (6 Oct 2017) | ₹7,30,000 | ₹12,74,325 | +74.6% |
| Year 7 (8 Oct 2018) | ₹8,50,000 | ₹12,52,735 | +47.4% |
| Year 8 (7 Oct 2019) | ₹9,70,000 | ₹14,49,116 | +49.4% |
| Year 9 (6 Oct 2020) | ₹10,90,000 | ₹15,59,558 | +43.1% |
| Year 10 (6 Oct 2021) | ₹12,10,000 | ₹25,73,880 | +112.7% |
| Year 11 (6 Oct 2022) | ₹13,30,000 | ₹27,82,274 | +109.2% |
| Year 12 (6 Oct 2023) | ₹14,50,000 | ₹32,91,302 | +127% |
| Year 13 (7 Oct 2024) | ₹15,70,000 | ₹42,55,532 | +171.1% |
| Year 14 (6 Oct 2025) | ₹16,90,000 | ₹44,42,876 | +162.9% |
| Year 15 (6 Oct 2026) | ₹18,10,000 | ₹41,92,138 | +131.6% |
Best year of the journey: Year 10 (+53.2% market move) · Toughest year: Year 7 (-10.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Value Fund Regular Plan's published NAV (source: AMFI) between 7 Oct 2011 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.