₹2,000 Monthly SIP in Sundaram Value Fund Regular Plan for 15 Years
If you had started a ₹2,000/month SIP on 22 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Value Fund Regular Plan's actual NAV for all 181 installments.
You invested
₹3,62,000
181 installments
Value today
₹8,64,905
22 Sept 2026
Absolute gain
+₹5,02,905
+138.9%
XIRR (annualised)
10.78%
money-weighted
The journey, month by month
Worst fall on the way
-38.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
10
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,72,945
Modelled at historical FD rates. The fund beat FD by ₹1,91,960.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (24 Sept 2012) | ₹26,000 | ₹29,126 | +12% |
| Year 2 (23 Sept 2013) | ₹50,000 | ₹51,895 | +3.8% |
| Year 3 (22 Sept 2014) | ₹74,000 | ₹1,09,486 | +48% |
| Year 4 (22 Sept 2015) | ₹98,000 | ₹1,39,721 | +42.6% |
| Year 5 (22 Sept 2016) | ₹1,22,000 | ₹1,96,378 | +61% |
| Year 6 (22 Sept 2017) | ₹1,46,000 | ₹2,56,218 | +75.5% |
| Year 7 (24 Sept 2018) | ₹1,70,000 | ₹2,72,907 | +60.5% |
| Year 8 (23 Sept 2019) | ₹1,94,000 | ₹3,05,132 | +57.3% |
| Year 9 (22 Sept 2020) | ₹2,18,000 | ₹3,04,886 | +39.9% |
| Year 10 (22 Sept 2021) | ₹2,42,000 | ₹5,17,868 | +114% |
| Year 11 (22 Sept 2022) | ₹2,66,000 | ₹5,72,668 | +115.3% |
| Year 12 (22 Sept 2023) | ₹2,90,000 | ₹6,64,131 | +129% |
| Year 13 (23 Sept 2024) | ₹3,14,000 | ₹9,04,680 | +188.1% |
| Year 14 (22 Sept 2025) | ₹3,38,000 | ₹9,06,730 | +168.3% |
| Year 15 (22 Sept 2026) | ₹3,62,000 | ₹8,64,905 | +138.9% |
Best year of the journey: Year 10 (+57.5% market move) · Toughest year: Year 9 (-7.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Value Fund Regular Plan's published NAV (source: AMFI) between 22 Sept 2011 and 22 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.