₹25,000 Monthly SIP in Sundaram Value Fund Regular Plan for 15 Years
If you had started a ₹25,000/month SIP on 9 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Value Fund Regular Plan's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹1,08,51,144
9 Sept 2026
Absolute gain
+₹63,26,144
+139.8%
XIRR (annualised)
10.87%
money-weighted
The journey, month by month
Worst fall on the way
-38.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
10
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹83,90,665
Modelled at historical FD rates. The fund beat FD by ₹24,60,479.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (10 Sept 2012) | ₹3,25,000 | ₹3,47,315 | +6.9% |
| Year 2 (10 Sept 2013) | ₹6,25,000 | ₹6,43,612 | +3% |
| Year 3 (9 Sept 2014) | ₹9,25,000 | ₹13,75,112 | +48.7% |
| Year 4 (9 Sept 2015) | ₹12,25,000 | ₹17,43,376 | +42.3% |
| Year 5 (9 Sept 2016) | ₹15,25,000 | ₹24,50,763 | +60.7% |
| Year 6 (11 Sept 2017) | ₹18,25,000 | ₹32,36,080 | +77.3% |
| Year 7 (10 Sept 2018) | ₹21,25,000 | ₹36,57,897 | +72.1% |
| Year 8 (9 Sept 2019) | ₹24,25,000 | ₹35,60,284 | +46.8% |
| Year 9 (9 Sept 2020) | ₹27,25,000 | ₹38,08,089 | +39.7% |
| Year 10 (9 Sept 2021) | ₹30,25,000 | ₹64,67,709 | +113.8% |
| Year 11 (9 Sept 2022) | ₹33,25,000 | ₹72,10,779 | +116.9% |
| Year 12 (11 Sept 2023) | ₹36,25,000 | ₹84,94,468 | +134.3% |
| Year 13 (9 Sept 2024) | ₹39,25,000 | ₹1,09,03,110 | +177.8% |
| Year 14 (9 Sept 2025) | ₹42,25,000 | ₹1,12,14,701 | +165.4% |
| Year 15 (9 Sept 2026) | ₹45,25,000 | ₹1,08,51,144 | +139.8% |
Best year of the journey: Year 10 (+57.4% market move) · Toughest year: Year 8 (-10%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Value Fund Regular Plan's published NAV (source: AMFI) between 9 Sept 2011 and 9 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.