₹1,000 Monthly SIP in Sundaram Value Fund Regular Plan for 15 Years
If you had started a ₹1,000/month SIP on 26 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Value Fund Regular Plan's actual NAV for all 181 installments.
You invested
₹1,81,000
181 installments
Value today
₹4,28,946
24 Sept 2026
Absolute gain
+₹2,47,946
+137%
XIRR (annualised)
10.68%
money-weighted
The journey, month by month
Worst fall on the way
-38.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
10
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,36,601
Modelled at historical FD rates. The fund beat FD by ₹92,345.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (24 Sept 2012) | ₹13,000 | ₹14,581 | +12.2% |
| Year 2 (24 Sept 2013) | ₹25,000 | ₹25,896 | +3.6% |
| Year 3 (24 Sept 2014) | ₹37,000 | ₹53,468 | +44.5% |
| Year 4 (24 Sept 2015) | ₹49,000 | ₹70,214 | +43.3% |
| Year 5 (26 Sept 2016) | ₹61,000 | ₹97,327 | +59.6% |
| Year 6 (25 Sept 2017) | ₹73,000 | ₹1,26,769 | +73.7% |
| Year 7 (24 Sept 2018) | ₹85,000 | ₹1,36,492 | +60.6% |
| Year 8 (24 Sept 2019) | ₹97,000 | ₹1,51,810 | +56.5% |
| Year 9 (24 Sept 2020) | ₹1,09,000 | ₹1,48,504 | +36.2% |
| Year 10 (24 Sept 2021) | ₹1,21,000 | ₹2,62,918 | +117.3% |
| Year 11 (26 Sept 2022) | ₹1,33,000 | ₹2,74,569 | +106.4% |
| Year 12 (25 Sept 2023) | ₹1,45,000 | ₹3,32,404 | +129.2% |
| Year 13 (24 Sept 2024) | ₹1,57,000 | ₹4,52,219 | +188% |
| Year 14 (24 Sept 2025) | ₹1,69,000 | ₹4,50,868 | +166.8% |
| Year 15 (24 Sept 2026) | ₹1,81,000 | ₹4,28,946 | +137% |
Best year of the journey: Year 10 (+63.8% market move) · Toughest year: Year 9 (-9.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Value Fund Regular Plan's published NAV (source: AMFI) between 26 Sept 2011 and 24 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.