₹1,000 Monthly SIP in Sundaram Value Fund Regular Plan for 5 Years
If you had started a ₹1,000/month SIP on 13 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Value Fund Regular Plan's actual NAV for all 61 installments.
You invested
₹61,000
61 installments
Value today
₹70,027
11 Sept 2026
Absolute gain
+₹9,027
+14.8%
XIRR (annualised)
5.49%
money-weighted
The journey, month by month
Worst fall on the way
-13.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹71,611
Modelled at historical FD rates. The fund trailed FD by ₹1,584.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (12 Sept 2022) | ₹13,000 | ₹14,011 | +7.8% |
| Year 2 (11 Sept 2023) | ₹25,000 | ₹29,250 | +17% |
| Year 3 (11 Sept 2024) | ₹37,000 | ₹50,145 | +35.5% |
| Year 4 (11 Sept 2025) | ₹49,000 | ₹62,750 | +28.1% |
| Year 5 (11 Sept 2026) | ₹61,000 | ₹70,027 | +14.8% |
Best year of the journey: Year 3 (+21.6% market move) · Toughest year: Year 5 (-6.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Value Fund Regular Plan's published NAV (source: AMFI) between 13 Sept 2021 and 11 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.