₹5,000 Monthly SIP in Sundaram Value Fund Regular Plan for 5 Years
If you had started a ₹5,000/month SIP on 9 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Value Fund Regular Plan's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹3,51,708
9 Sept 2026
Absolute gain
+₹46,708
+15.3%
XIRR (annualised)
5.68%
money-weighted
The journey, month by month
Worst fall on the way
-13.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,57,932
Modelled at historical FD rates. The fund trailed FD by ₹6,224.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Sept 2022) | ₹65,000 | ₹69,692 | +7.2% |
| Year 2 (11 Sept 2023) | ₹1,25,000 | ₹1,46,243 | +17% |
| Year 3 (9 Sept 2024) | ₹1,85,000 | ₹2,49,998 | +35.1% |
| Year 4 (9 Sept 2025) | ₹2,45,000 | ₹3,12,166 | +27.4% |
| Year 5 (9 Sept 2026) | ₹3,05,000 | ₹3,51,708 | +15.3% |
Best year of the journey: Year 3 (+21.2% market move) · Toughest year: Year 5 (-5.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Value Fund Regular Plan's published NAV (source: AMFI) between 9 Sept 2021 and 9 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.