₹1,000 Monthly SIP in Sundaram Value Fund Regular Plan for 3 Years
If you had started a ₹1,000/month SIP on 22 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Value Fund Regular Plan's actual NAV for all 37 installments.
You invested
₹37,000
37 installments
Value today
₹37,137
22 Sept 2026
Absolute gain
+₹137
+0.4%
XIRR (annualised)
0.24%
money-weighted
The journey, month by month
Worst fall on the way
-12.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,236
Modelled at historical FD rates. The fund trailed FD by ₹4,099.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2024) | ₹13,000 | ₹15,453 | +18.9% |
| Year 2 (22 Sept 2025) | ₹25,000 | ₹27,618 | +10.5% |
| Year 3 (22 Sept 2026) | ₹37,000 | ₹37,137 | +0.4% |
Best year of the journey: Year 1 (+18.9% market move) · Toughest year: Year 3 (-6.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Value Fund Regular Plan's published NAV (source: AMFI) between 22 Sept 2023 and 22 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.