₹10,000 Monthly SIP in TATA Infrastructure Fund Regular Plan - Payout of for 20 Years
If you had started a ₹10,000/month SIP on 18 Aug 2006 and never stopped — through every crash and rally — here is exactly what happened, using TATA Infrastructure Fund Regular Plan - Payout of's actual NAV for all 241 installments.
You invested
₹24,10,000
241 installments
Value today
₹73,32,928
18 Aug 2026
Absolute gain
+₹49,22,928
+204.3%
XIRR (annualised)
10.06%
money-weighted
The journey, month by month
Worst fall on the way
-47.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
12
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹57,15,380
Modelled at historical FD rates. The fund beat FD by ₹16,17,548.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2007) | ₹1,30,000 | ₹1,40,787 | +8.3% |
| Year 2 (18 Aug 2008) | ₹2,50,000 | ₹2,28,741 | -8.5% |
| Year 3 (18 Aug 2009) | ₹3,70,000 | ₹3,86,123 | +4.4% |
| Year 4 (18 Aug 2010) | ₹4,90,000 | ₹5,79,394 | +18.2% |
| Year 5 (18 Aug 2011) | ₹6,10,000 | ₹5,63,781 | -7.6% |
| Year 6 (21 Aug 2012) | ₹7,30,000 | ₹6,85,921 | -6% |
| Year 7 (19 Aug 2013) | ₹8,50,000 | ₹6,31,098 | -25.8% |
| Year 8 (18 Aug 2014) | ₹9,70,000 | ₹11,88,125 | +22.5% |
| Year 9 (18 Aug 2015) | ₹10,90,000 | ₹14,92,097 | +36.9% |
| Year 10 (18 Aug 2016) | ₹12,10,000 | ₹15,99,141 | +32.2% |
| Year 11 (18 Aug 2017) | ₹13,30,000 | ₹18,01,154 | +35.4% |
| Year 12 (20 Aug 2018) | ₹14,50,000 | ₹18,06,224 | +24.6% |
| Year 13 (19 Aug 2019) | ₹15,70,000 | ₹18,07,071 | +15.1% |
| Year 14 (18 Aug 2020) | ₹16,90,000 | ₹18,11,794 | +7.2% |
| Year 15 (18 Aug 2021) | ₹18,10,000 | ₹32,46,088 | +79.3% |
| Year 16 (18 Aug 2022) | ₹19,30,000 | ₹40,30,963 | +108.9% |
| Year 17 (18 Aug 2023) | ₹20,50,000 | ₹50,48,808 | +146.3% |
| Year 18 (19 Aug 2024) | ₹21,70,000 | ₹82,26,538 | +279.1% |
| Year 19 (18 Aug 2025) | ₹22,90,000 | ₹72,37,464 | +216% |
| Year 20 (18 Aug 2026) | ₹23,90,000 | ₹73,13,089 | +206% |
Best year of the journey: Year 15 (+68% market move) · Toughest year: Year 7 (-21.7%)
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Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using TATA Infrastructure Fund Regular Plan - Payout of's published NAV (source: AMFI) between 18 Aug 2006 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.