₹25,000 Monthly SIP in TATA Infrastructure Fund Regular Plan - Payout of for 20 Years
If you had started a ₹25,000/month SIP on 18 Aug 2006 and never stopped — through every crash and rally — here is exactly what happened, using TATA Infrastructure Fund Regular Plan - Payout of's actual NAV for all 241 installments.
You invested
₹60,25,000
241 installments
Value today
₹1,83,32,321
18 Aug 2026
Absolute gain
+₹1,23,07,321
+204.3%
XIRR (annualised)
10.06%
money-weighted
The journey, month by month
Worst fall on the way
-47.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
12
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,42,88,450
Modelled at historical FD rates. The fund beat FD by ₹40,43,871.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2007) | ₹3,25,000 | ₹3,51,968 | +8.3% |
| Year 2 (18 Aug 2008) | ₹6,25,000 | ₹5,71,853 | -8.5% |
| Year 3 (18 Aug 2009) | ₹9,25,000 | ₹9,65,308 | +4.4% |
| Year 4 (18 Aug 2010) | ₹12,25,000 | ₹14,48,486 | +18.2% |
| Year 5 (18 Aug 2011) | ₹15,25,000 | ₹14,09,453 | -7.6% |
| Year 6 (21 Aug 2012) | ₹18,25,000 | ₹17,14,802 | -6% |
| Year 7 (19 Aug 2013) | ₹21,25,000 | ₹15,77,746 | -25.8% |
| Year 8 (18 Aug 2014) | ₹24,25,000 | ₹29,70,312 | +22.5% |
| Year 9 (18 Aug 2015) | ₹27,25,000 | ₹37,30,243 | +36.9% |
| Year 10 (18 Aug 2016) | ₹30,25,000 | ₹39,97,852 | +32.2% |
| Year 11 (18 Aug 2017) | ₹33,25,000 | ₹45,02,884 | +35.4% |
| Year 12 (20 Aug 2018) | ₹36,25,000 | ₹45,15,560 | +24.6% |
| Year 13 (19 Aug 2019) | ₹39,25,000 | ₹45,17,677 | +15.1% |
| Year 14 (18 Aug 2020) | ₹42,25,000 | ₹45,29,485 | +7.2% |
| Year 15 (18 Aug 2021) | ₹45,25,000 | ₹81,15,219 | +79.3% |
| Year 16 (18 Aug 2022) | ₹48,25,000 | ₹1,00,77,407 | +108.9% |
| Year 17 (18 Aug 2023) | ₹51,25,000 | ₹1,26,22,020 | +146.3% |
| Year 18 (19 Aug 2024) | ₹54,25,000 | ₹2,05,66,344 | +279.1% |
| Year 19 (18 Aug 2025) | ₹57,25,000 | ₹1,80,93,660 | +216% |
| Year 20 (18 Aug 2026) | ₹59,75,000 | ₹1,82,82,722 | +206% |
Best year of the journey: Year 15 (+68% market move) · Toughest year: Year 7 (-21.7%)
Wealth Time Machine
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Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using TATA Infrastructure Fund Regular Plan - Payout of's published NAV (source: AMFI) between 18 Aug 2006 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.