₹25,000 Monthly SIP in TATA Infrastructure Fund Regular Plan - Payout of for 15 Years
If you had started a ₹25,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using TATA Infrastructure Fund Regular Plan - Payout of's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹1,24,29,870
18 Aug 2026
Absolute gain
+₹79,04,870
+174.7%
XIRR (annualised)
12.43%
money-weighted
The journey, month by month
Worst fall on the way
-35.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
10
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹84,20,423
Modelled at historical FD rates. The fund beat FD by ₹40,09,447.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹3,25,000 | ₹3,38,768 | +4.2% |
| Year 2 (19 Aug 2013) | ₹6,25,000 | ₹5,04,460 | -19.3% |
| Year 3 (18 Aug 2014) | ₹9,25,000 | ₹12,18,877 | +31.8% |
| Year 4 (18 Aug 2015) | ₹12,25,000 | ₹17,10,542 | +39.6% |
| Year 5 (18 Aug 2016) | ₹15,25,000 | ₹20,11,424 | +31.9% |
| Year 6 (18 Aug 2017) | ₹18,25,000 | ₹24,19,781 | +32.6% |
| Year 7 (20 Aug 2018) | ₹21,25,000 | ₹25,55,508 | +20.3% |
| Year 8 (19 Aug 2019) | ₹24,25,000 | ₹26,83,429 | +10.7% |
| Year 9 (18 Aug 2020) | ₹27,25,000 | ₹28,12,666 | +3.2% |
| Year 10 (18 Aug 2021) | ₹30,25,000 | ₹51,90,217 | +71.6% |
| Year 11 (18 Aug 2022) | ₹33,25,000 | ₹65,64,443 | +97.4% |
| Year 12 (18 Aug 2023) | ₹36,25,000 | ₹83,43,762 | +130.2% |
| Year 13 (19 Aug 2024) | ₹39,25,000 | ₹1,37,22,419 | +249.6% |
| Year 14 (18 Aug 2025) | ₹42,25,000 | ₹1,21,70,456 | +188.1% |
| Year 15 (18 Aug 2026) | ₹44,75,000 | ₹1,23,80,272 | +176.7% |
Best year of the journey: Year 10 (+66.7% market move) · Toughest year: Year 2 (-21%)
Wealth Time Machine
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Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using TATA Infrastructure Fund Regular Plan - Payout of's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.