₹5,000 Monthly SIP in Tata Value Fund for 3 Years
If you had started a ₹5,000/month SIP on 31 Aug 2023 and never stopped — through every crash and rally — here is exactly what happened, using Tata Value Fund's actual NAV for all 37 installments.
You invested
₹1,85,000
37 installments
Value today
₹2,07,983
31 Aug 2026
Absolute gain
+₹22,983
+12.4%
XIRR (annualised)
7.56%
money-weighted
The journey, month by month
Worst fall on the way
-11%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,06,492
Modelled at historical FD rates. The fund beat FD by ₹1,491.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (2 Sept 2024) | ₹70,000 | ₹89,877 | +28.4% |
| Year 2 (1 Sept 2025) | ₹1,30,000 | ₹1,41,850 | +9.1% |
| Year 3 (31 Aug 2026) | ₹1,85,000 | ₹2,07,983 | +12.4% |
Best year of the journey: Year 1 (+28.4% market move) · Toughest year: Year 2 (-5.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Tata Value Fund's published NAV (source: AMFI) between 31 Aug 2023 and 31 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.