₹5,000 Monthly SIP in Tata Value Fund for 10 Years
If you had started a ₹5,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Tata Value Fund's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹13,02,795
3 Sept 2026
Absolute gain
+₹6,97,795
+115.3%
XIRR (annualised)
14.74%
money-weighted
The journey, month by month
Worst fall on the way
-35%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,672
Modelled at historical FD rates. The fund beat FD by ₹4,63,123.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹65,000 | ₹75,686 | +16.4% |
| Year 2 (3 Sept 2018) | ₹1,25,000 | ₹1,44,729 | +15.8% |
| Year 3 (3 Sept 2019) | ₹1,85,000 | ₹1,87,131 | +1.2% |
| Year 4 (3 Sept 2020) | ₹2,45,000 | ₹2,63,762 | +7.7% |
| Year 5 (3 Sept 2021) | ₹3,05,000 | ₹4,61,173 | +51.2% |
| Year 6 (5 Sept 2022) | ₹3,65,000 | ₹5,64,088 | +54.5% |
| Year 7 (4 Sept 2023) | ₹4,25,000 | ₹7,49,786 | +76.4% |
| Year 8 (3 Sept 2024) | ₹4,85,000 | ₹12,30,615 | +153.7% |
| Year 9 (3 Sept 2025) | ₹5,45,000 | ₹11,85,190 | +117.5% |
| Year 10 (3 Sept 2026) | ₹6,05,000 | ₹13,02,795 | +115.3% |
Best year of the journey: Year 8 (+52% market move) · Toughest year: Year 3 (-8.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Tata Value Fund's published NAV (source: AMFI) between 6 Sept 2016 and 3 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.