₹2,000 Monthly SIP in Union Liquid Fund - Monthly for 10 Years
If you had started a ₹2,000/month SIP on 5 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using Union Liquid Fund - Monthly's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹2,42,381
5 Aug 2026
Absolute gain
+₹381
+0.2%
XIRR (annualised)
0.03%
money-weighted
The journey, month by month
Worst fall on the way
-3.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,36,169
Modelled at historical FD rates. The fund trailed FD by ₹93,788.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Aug 2017) | ₹26,000 | ₹26,021 | +0.1% |
| Year 2 (5 Aug 2018) | ₹50,000 | ₹50,052 | +0.1% |
| Year 3 (5 Aug 2019) | ₹74,000 | ₹74,231 | +0.3% |
| Year 4 (5 Aug 2020) | ₹98,000 | ₹98,177 | +0.2% |
| Year 5 (5 Aug 2021) | ₹1,22,000 | ₹1,22,189 | +0.2% |
| Year 6 (6 Aug 2022) | ₹1,46,000 | ₹1,46,305 | +0.2% |
| Year 7 (6 Aug 2023) | ₹1,70,000 | ₹1,70,399 | +0.2% |
| Year 8 (5 Aug 2024) | ₹1,94,000 | ₹1,94,392 | +0.2% |
| Year 9 (5 Aug 2025) | ₹2,18,000 | ₹2,18,346 | +0.2% |
| Year 10 (5 Aug 2026) | ₹2,42,000 | ₹2,42,381 | +0.2% |
Best year of the journey: Year 3 (+0.2% market move) · Toughest year: Year 4 (-0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Union Liquid Fund - Monthly's published NAV (source: AMFI) between 5 Aug 2016 and 5 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.