₹2,000 Monthly SIP in Union Liquid Fund - Monthly for 15 Years
If you had started a ₹2,000/month SIP on 5 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using Union Liquid Fund - Monthly's actual NAV for all 181 installments.
You invested
₹3,62,000
181 installments
Value today
₹7,58,601
5 Aug 2026
Absolute gain
+₹3,96,601
+109.6%
XIRR (annualised)
9.28%
money-weighted
The journey, month by month
Worst fall on the way
-3.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,72,018
Modelled at historical FD rates. The fund beat FD by ₹86,583.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (5 Aug 2012) | ₹26,000 | ₹4,22,305 | +1524.2% |
| Year 2 (5 Aug 2013) | ₹50,000 | ₹4,46,693 | +793.4% |
| Year 3 (5 Aug 2014) | ₹74,000 | ₹4,70,402 | +535.7% |
| Year 4 (5 Aug 2015) | ₹98,000 | ₹4,94,123 | +404.2% |
| Year 5 (5 Aug 2016) | ₹1,22,000 | ₹5,18,241 | +324.8% |
| Year 6 (5 Aug 2017) | ₹1,46,000 | ₹5,42,181 | +271.4% |
| Year 7 (5 Aug 2018) | ₹1,70,000 | ₹5,66,341 | +233.1% |
| Year 8 (5 Aug 2019) | ₹1,94,000 | ₹5,90,367 | +204.3% |
| Year 9 (5 Aug 2020) | ₹2,18,000 | ₹6,13,913 | +181.6% |
| Year 10 (5 Aug 2021) | ₹2,42,000 | ₹6,37,952 | +163.6% |
| Year 11 (6 Aug 2022) | ₹2,66,000 | ₹6,62,460 | +149% |
| Year 12 (6 Aug 2023) | ₹2,90,000 | ₹6,86,797 | +136.8% |
| Year 13 (5 Aug 2024) | ₹3,14,000 | ₹7,10,717 | +126.3% |
| Year 14 (5 Aug 2025) | ₹3,38,000 | ₹7,34,520 | +117.3% |
| Year 15 (5 Aug 2026) | ₹3,62,000 | ₹7,58,601 | +109.6% |
Best year of the journey: Year 1 (+1524.3% market move) · Toughest year: Year 3 (-0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Union Liquid Fund - Monthly's published NAV (source: AMFI) between 5 Aug 2011 and 5 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.