₹25,000 Monthly SIP in Union Liquid Fund - Monthly for 15 Years
If you had started a ₹25,000/month SIP on 7 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using Union Liquid Fund - Monthly's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹94,83,213
6 Aug 2026
Absolute gain
+₹49,58,213
+109.6%
XIRR (annualised)
9.28%
money-weighted
The journey, month by month
Worst fall on the way
-3.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹84,01,832
Modelled at historical FD rates. The fund beat FD by ₹10,81,381.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Aug 2012) | ₹3,25,000 | ₹52,78,981 | +1524.3% |
| Year 2 (6 Aug 2013) | ₹6,25,000 | ₹55,84,170 | +793.5% |
| Year 3 (6 Aug 2014) | ₹9,25,000 | ₹58,80,230 | +535.7% |
| Year 4 (6 Aug 2015) | ₹12,25,000 | ₹61,76,685 | +404.2% |
| Year 5 (6 Aug 2016) | ₹15,25,000 | ₹64,78,092 | +324.8% |
| Year 6 (6 Aug 2017) | ₹18,25,000 | ₹67,77,299 | +271.4% |
| Year 7 (6 Aug 2018) | ₹21,25,000 | ₹70,79,528 | +233.2% |
| Year 8 (6 Aug 2019) | ₹24,25,000 | ₹73,79,851 | +204.3% |
| Year 9 (6 Aug 2020) | ₹27,25,000 | ₹76,73,497 | +181.6% |
| Year 10 (6 Aug 2021) | ₹30,25,000 | ₹79,73,913 | +163.6% |
| Year 11 (6 Aug 2022) | ₹33,25,000 | ₹82,79,602 | +149% |
| Year 12 (6 Aug 2023) | ₹36,25,000 | ₹85,83,815 | +136.8% |
| Year 13 (6 Aug 2024) | ₹39,25,000 | ₹88,84,340 | +126.4% |
| Year 14 (6 Aug 2025) | ₹42,25,000 | ₹91,81,688 | +117.3% |
| Year 15 (6 Aug 2026) | ₹45,25,000 | ₹94,83,213 | +109.6% |
Best year of the journey: Year 1 (+1524.3% market move) · Toughest year: Year 3 (-0.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Union Liquid Fund - Monthly's published NAV (source: AMFI) between 7 Aug 2011 and 6 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.