₹5,000 Monthly SIP in Union Liquid Fund - Monthly for 15 Years
If you had started a ₹5,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using Union Liquid Fund - Monthly's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹18,99,124
18 Aug 2026
Absolute gain
+₹9,94,124
+109.8%
XIRR (annualised)
9.26%
money-weighted
The journey, month by month
Worst fall on the way
-3.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,289
Modelled at historical FD rates. The fund beat FD by ₹2,14,835.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (20 Aug 2012) | ₹65,000 | ₹10,58,208 | +1528% |
| Year 2 (18 Aug 2013) | ₹1,25,000 | ₹11,19,492 | +795.6% |
| Year 3 (18 Aug 2014) | ₹1,85,000 | ₹11,78,048 | +536.8% |
| Year 4 (18 Aug 2015) | ₹2,45,000 | ₹12,37,164 | +405% |
| Year 5 (18 Aug 2016) | ₹3,05,000 | ₹12,97,287 | +325.3% |
| Year 6 (18 Aug 2017) | ₹3,65,000 | ₹13,57,022 | +271.8% |
| Year 7 (18 Aug 2018) | ₹4,25,000 | ₹14,17,909 | +233.6% |
| Year 8 (18 Aug 2019) | ₹4,85,000 | ₹14,77,603 | +204.7% |
| Year 9 (18 Aug 2020) | ₹5,45,000 | ₹15,35,190 | +181.7% |
| Year 10 (19 Aug 2021) | ₹6,05,000 | ₹15,95,541 | +163.7% |
| Year 11 (18 Aug 2022) | ₹6,65,000 | ₹16,57,621 | +149.3% |
| Year 12 (20 Aug 2023) | ₹7,25,000 | ₹17,19,678 | +137.2% |
| Year 13 (18 Aug 2024) | ₹7,85,000 | ₹17,79,613 | +126.7% |
| Year 14 (18 Aug 2025) | ₹8,45,000 | ₹18,38,464 | +117.6% |
| Year 15 (18 Aug 2026) | ₹9,05,000 | ₹18,99,124 | +109.8% |
Best year of the journey: Year 1 (+1528% market move) · Toughest year: Year 9 (-0.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Union Liquid Fund - Monthly's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.