₹10,000 Monthly SIP in UTI Transportation and Logistics Fund for 5 Years
If you had started a ₹10,000/month SIP on 7 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using UTI Transportation and Logistics Fund's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹8,90,256
7 Oct 2026
Absolute gain
+₹2,80,256
+45.9%
XIRR (annualised)
15.23%
money-weighted
The journey, month by month
Worst fall on the way
-17.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,16,320
Modelled at historical FD rates. The fund beat FD by ₹1,73,936.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Oct 2022) | ₹1,30,000 | ₹1,45,285 | +11.8% |
| Year 2 (9 Oct 2023) | ₹2,50,000 | ₹3,09,963 | +24% |
| Year 3 (7 Oct 2024) | ₹3,70,000 | ₹6,17,662 | +66.9% |
| Year 4 (7 Oct 2025) | ₹4,90,000 | ₹8,10,856 | +65.5% |
| Year 5 (7 Oct 2026) | ₹6,10,000 | ₹8,90,256 | +45.9% |
Best year of the journey: Year 3 (+43.7% market move) · Toughest year: Year 5 (-4.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using UTI Transportation and Logistics Fund's published NAV (source: AMFI) between 7 Oct 2021 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.