₹25,000 Monthly SIP in UTI Transportation and Logistics Fund for 5 Years
If you had started a ₹25,000/month SIP on 7 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using UTI Transportation and Logistics Fund's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹22,25,640
7 Oct 2026
Absolute gain
+₹7,00,640
+45.9%
XIRR (annualised)
15.23%
money-weighted
The journey, month by month
Worst fall on the way
-17.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,90,800
Modelled at historical FD rates. The fund beat FD by ₹4,34,840.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (7 Oct 2022) | ₹3,25,000 | ₹3,63,213 | +11.8% |
| Year 2 (9 Oct 2023) | ₹6,25,000 | ₹7,74,907 | +24% |
| Year 3 (7 Oct 2024) | ₹9,25,000 | ₹15,44,155 | +66.9% |
| Year 4 (7 Oct 2025) | ₹12,25,000 | ₹20,27,141 | +65.5% |
| Year 5 (7 Oct 2026) | ₹15,25,000 | ₹22,25,640 | +45.9% |
Best year of the journey: Year 3 (+43.7% market move) · Toughest year: Year 5 (-4.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using UTI Transportation and Logistics Fund's published NAV (source: AMFI) between 7 Oct 2021 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.