Aditya Birla Sun Life Banking And Financial Services Fund
NAV · Direct-Growth
As of 17 Aug 2026 · AMFI
Returns
Lags category
0 of 3 periods ahead
Cost
Average
0.89% vs NaN% peers
Volatility
Below average
16.2% vs 17.1% cat (3Y)
Consistency
Strong
positive in 10 of 12 years
Trails its Sectoral / Thematic category on 1Y, 3Y & 5Y — and has been steadier than peers.
1Y return
+7.1%
-3.9 vs cat
3Y CAGR
+12.2%
-5.0 vs cat
5Y CAGR
+12.2%
-2.5 vs cat
AUM
₹3.5K Cr
fund size
Expense
0.89%
direct plan
Volatility 3Y
16.2%
▼ vs 17.1%
Go deeper on Aditya Birla Sun Life Banking And Financial Services Fund
Two data-only views, computed from this fund's real NAV history — no projections.
In plain English
Aditya Birla Sun Life Banking and Financial Services Fund is a Sectoral / Thematic scheme from Aditya Birla Sun Life. The portfolio is ~98% in equities. Long-run track record: about 12.2% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -47% in Mar 2020, recovered in 9 months. Wrong fit if you need this money in less than 7 years.
Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.
NAV history
Showing Direct · Growth · INF209K014W1
NAV (Direct-Growth)
₹71.8700
Last 1Y
+5.58%
Drawdown stories
The crashes you should know about — and how long the fund took to recover.
Mar 2020
-47.4%Peak ₹33.72 on 2 Jan 2020 → trough ₹17.72 on 23 Mar 2020 (3 months down).
Oct 2018
-22.6%Peak ₹32.52 on 20 Aug 2018 → trough ₹25.17 on 26 Oct 2018 (2 months down).
Feb 2016
-22.6%Peak ₹18.34 on 3 Mar 2015 → trough ₹14.20 on 25 Feb 2016 (12 months down).
Jun 2022
-22.2%Peak ₹45.20 on 26 Oct 2021 → trough ₹35.15 on 20 Jun 2022 (8 months down).
Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.
Honesty score
A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.
Honesty score
4 / 5
Solid scheme on the dimensions we check. No red flags.
Expense ratio
0.89% — typical for category.
AUM size
₹3.5K Cr.
Sector concentration
Top 3 sectors = 98.4% — heavy concentration risk.
Performance
Returns for various periods, with category average and peer rank.
Portfolio composition
Asset allocation
- Equity97.80%
- Cash2.20%
By market cap
- Large cap62.12%
- Mid cap17.69%
- Small cap13.86%
- Others6.33%
Concentration
Holdings
44
Avg market cap
₹1.90 L Cr
Top 10 stocks
63.03%
Top 5 stocks
44.74%
Top 3 sectors
98.39%
Top holdings
Top 15 positions by weight, latest disclosure.
Fundamentals (vs category)
Portfolio-weighted ratios, compared with the category average.
Risk metrics
Standard deviation, Sharpe, Sortino, Beta — all vs category average.
Peers in Sectoral / Thematic
Other schemes in the same SEBI category, ranked by AUM.
Available plans & options
Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.
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