Official AMFI data
Arthkar — Understand Money, Invest Smartly
Baroda BNP Paribas

Baroda BNP Paribas Banking And Financial Services Fund

Sectoral / ThematicEquityVery High risk Rank 84 of 157

NAV · Direct-Growth

₹57.02-0.04-0.07%

As of 17 Aug 2026 · AMFI

NAV growth+6.0%
Aug ’25Aug ’26
Arthkar verdictSolid on the numbers

Returns

Lags category

0 of 3 periods ahead

Cost

Average

0.68% vs NaN% peers

Volatility

Below average

15.7% vs 17.1% cat (3Y)

Consistency

Strong

positive in 10 of 12 years

Trails its Sectoral / Thematic category on 1Y, 3Y & 5Y — and has been steadier than peers.

1Y return

+7.4%

-3.6 vs cat

3Y CAGR

+16.4%

-0.8 vs cat

5Y CAGR

+13.6%

-1.2 vs cat

AUM

₹394.93 Cr

fund size

Expense

0.68%

direct plan

Volatility 3Y

15.7%

▼ vs 17.1%

Go deeper on Baroda BNP Paribas Banking And Financial Services Fund

Two data-only views, computed from this fund's real NAV history — no projections.

In plain English

Baroda BNP Paribas Banking and Financial Services Fund is a Sectoral / Thematic scheme from Baroda BNP Paribas. The portfolio is ~93% in equities with 6% kept in cash and short-term debt. Long-run track record: about 13.6% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -43% in Mar 2020, recovered in 10 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF955L01971

NAV (Direct-Growth)

₹57.0189

Last 1Y

+5.99%

Aug 25Min ₹48.49 · Max ₹58.02 · 246 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-42.8%

Peak ₹27.79 on 16 Jan 2020 → trough ₹15.90 on 23 Mar 2020 (2 months down).

Recovered in 10 months· 5 Jan 2021

Sept 2013

-36.0%

Peak ₹12.35 on 17 May 2013 → trough ₹7.91 on 3 Sept 2013 (4 months down).

Recovered in 8 months· 13 May 2014

Feb 2016

-32.7%

Peak ₹18.09 on 27 Jan 2015 → trough ₹12.18 on 25 Feb 2016 (13 months down).

Recovered in 6 months· 6 Sept 2016

Jun 2022

-21.7%

Peak ₹34.61 on 26 Oct 2021 → trough ₹27.09 on 16 Jun 2022 (8 months down).

Recovered in 5 months· 24 Nov 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

4

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

  • Expense ratio

    0.68% — typical for category.

  • AUM size

    ₹395 Cr.

  • Sector concentration

    Top 3 sectors = 90.3% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

PeriodReturnsCategory avgRank
1W-0.40%-0.21%156/ 286
1M+0.25%+2.68%231/ 286
3M+7.68%+7.72%132/ 286
6M-1.19%+7.00%229/ 277
YTD+1.20%+6.23%178/ 273
1Y+7.36%+10.98%154/ 258
2Y+11.30%+5.93%29/ 203
3Y+16.36%+17.18%84/ 157
5Y+13.60%+14.80%69/ 125
7Y+13.20%+18.94%96/ 104
10Y+12.64%+14.87%64/ 81

Portfolio composition

Asset allocation

  • Equity93.11%
  • Debt1.25%
  • Cash5.64%

By market cap

  • Large cap58.10%
  • Mid cap21.16%
  • Small cap9.03%
  • Others11.71%

Concentration

Holdings

32

Avg market cap

₹1.95 L Cr

Top 10 stocks

59.13%

Top 5 stocks

41.14%

Top 3 sectors

90.35%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight
  • 1

    HDFC Bank Ltd

    10.59%
  • 1

    HDFC Bank Ltd

    9.91%
  • 2

    ICICI Bank Ltd

    9.60%
  • 2

    ICICI Bank Ltd

    8.92%
  • 3

    Axis Bank Ltd

    8.74%
  • 3

    Axis Bank Ltd

    8.47%
  • 4

    State Bank of India

    7.69%
  • 5

    State Bank of India

    7.44%
  • 5

    Kotak Mahindra Bank Ltd

    6.65%
  • 6

    Kotak Mahindra Bank Ltd

    6.40%
  • 7

    IndusInd Bank Ltd

    5.29%
  • 6

    IndusInd Bank Ltd

    4.90%
  • 7

    Bajaj Finance Ltd

    4.64%
  • 9

    Canara Bank

    3.93%
  • 10

    Shriram Finance Ltd

    3.66%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff
  • P/E ratio17.7618.31-0.55
  • P/B ratio2.072.26-0.19
  • Price / Sales3.813.94-0.13
  • Price / Cash Flow0.00
  • Dividend yield0.81%0.94%-0.13
  • Return on equity (ROE)16.06%15.70%+0.36

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y
  • Standard deviation

    Volatility — lower means steadier returns.

    13.3815.8715.9422.8417.0817.14
  • Sharpe ratio

    Risk-adjusted return — higher is better.

    -0.130.570.510.010.420.45
  • Sortino ratio

    Like Sharpe but only counts downside volatility.

    -0.170.870.790.020.630.70
  • Beta

    1 = moves with the market. <1 = less volatile.

    0.980.970.951.040.980.97

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.