Official AMFI data
₹Arthkar
Mutual FundsStocksAMCsCompare
Tools
Wealth Time MachineNEWPortfolio X-RayAIQuiet AccumulationNEWAll screeners
Calculators
Crorepati CalculatorRetirement CalculatorSWP CalculatorInflation CalculatorSIP CalculatorLumpsum CalculatorStep-up SIPGoal PlannerFree KYC Check
Baroda BNP Paribas

Baroda BNP Paribas Banking and Financial Services Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹56.0572

As of 3 Jul 2026 · AMFI

AUM

₹394.93 Cr

Expense ratio

0.68%

1Y returns

+3.13%

cat 4.44%

3Y CAGR

+15.58%

cat 13.50%

5Y CAGR

+13.68%

cat 13.41%

Std deviation 3Y

+15.87%

cat 17.08%

In plain English

Baroda BNP Paribas Banking and Financial Services Fund is a Sectoral / Thematic scheme from Baroda BNP Paribas. The portfolio is ~93% in equities with 6% kept in cash and short-term debt. Long-run track record: about 13.7% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -43% in Mar 2020, recovered in 10 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹56.0572

Last 1Y

+3.40%

Jul 25Min ₹48.49 · Max ₹58.02 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-42.8%

Peak ₹27.79 on 16 Jan 2020 → trough ₹15.90 on 23 Mar 2020 (2 months down).

Recovered in 10 months· 5 Jan 2021

Sept 2013

-36.0%

Peak ₹12.35 on 17 May 2013 → trough ₹7.91 on 3 Sept 2013 (4 months down).

Recovered in 8 months· 13 May 2014

Feb 2016

-32.7%

Peak ₹18.09 on 27 Jan 2015 → trough ₹12.18 on 25 Feb 2016 (13 months down).

Recovered in 6 months· 6 Sept 2016

Jun 2022

-21.7%

Peak ₹34.61 on 26 Oct 2021 → trough ₹27.09 on 16 Jun 2022 (8 months down).

Recovered in 5 months· 24 Nov 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

4

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

  • Expense ratio

    0.68% — typical for category.

  • AUM size

    ₹395 Cr.

  • Sector concentration

    Top 3 sectors = 90.3% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

PeriodReturnsCategory avgRank
1W-1.15%-0.80%23/ 28
1M+7.45%+7.94%24/ 28
3M-2.98%-2.83%19/ 24
6M-1.46%-0.84%18/ 24
YTD-0.38%-0.60%17/ 24
1Y+3.13%+4.44%15/ 22
2Y+11.16%+9.70%12/ 20
3Y+15.58%+13.50%5/ 16
5Y+13.68%+13.41%9/ 13
7Y+12.13%+10.18%7/ 11
10Y+13.66%+13.89%9/ 11

Portfolio composition

Asset allocation

  • Equity93.11%
  • Debt1.25%
  • Cash5.64%

By market cap

  • Large cap58.10%
  • Mid cap21.16%
  • Small cap9.03%
  • Others11.71%

Concentration

Holdings

32

Avg market cap

₹1.95 L Cr

Top 10 stocks

59.13%

Top 5 stocks

41.14%

Top 3 sectors

90.35%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight
  • 1

    HDFC Bank Ltd

    —10.59%
  • 1

    HDFC Bank Ltd

    —9.91%
  • 2

    ICICI Bank Ltd

    —9.60%
  • 2

    ICICI Bank Ltd

    —8.92%
  • 3

    Axis Bank Ltd

    —8.74%
  • 3

    Axis Bank Ltd

    —8.47%
  • 4

    Clearing Corporation Of India Ltd

    —8.28%
  • 4

    State Bank of India

    —7.69%
  • 5

    State Bank of India

    —7.44%
  • 5

    Kotak Mahindra Bank Ltd

    —6.65%
  • 6

    Kotak Mahindra Bank Ltd

    —6.40%
  • 7

    IndusInd Bank Ltd

    —5.29%
  • 6

    IndusInd Bank Ltd

    —4.90%
  • 7

    Bajaj Finance Ltd

    —4.64%
  • 8

    Clearing Corporation Of India Ltd

    —4.56%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff
  • P/E ratio17.7618.31-0.55
  • P/B ratio2.072.26-0.19
  • Price / Sales3.813.94-0.13
  • Price / Cash Flow—0.00—
  • Dividend yield0.81%0.94%-0.13
  • Return on equity (ROE)16.06%15.70%+0.36

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

  • Standard deviation

    Volatility — lower means steadier returns.

    13.3815.8715.9422.8417.0817.14

  • Sharpe ratio

    Risk-adjusted return — higher is better.

    -0.130.570.510.010.420.45

  • Sortino ratio

    Like Sharpe but only counts downside volatility.

    -0.170.870.790.020.630.70

  • Beta

    1 = moves with the market. <1 = less volatile.

    0.980.970.951.040.980.97

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense
Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN
  • DirectGrowthBaroda BNP Paribas Banking and Financial Services Fund - Direct - Growth OptionINF955L01971
  • DirectIDCW PayoutBaroda BNP Paribas Banking and Financial Services Fund - Direct - IDCW OptionINF955L01955
  • RegularGrowthBaroda BNP Paribas Banking and Financial Services Fund - Regular - Growth OptionINF955L01856
  • RegularIDCW PayoutBaroda BNP Paribas Banking and Financial Services Fund - Regular - IDCW OptionINF955L01831

NEW

See your SIP through Indian market history

Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.

Try Wealth Time Machine

AI · Free

Find what's really inside your funds

Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 specific actions, written by AI in plain English.

Run Portfolio X-Ray