NAV · Direct-Growth
As of 18 Aug 2026 · AMFI
Returns
Beats category
1Y all ahead
Cost
Average
0.51% vs NaN% peers
Consistency
Strong
positive in 3 of 3 years
Beats its Sectoral / Thematic category on 1Y.
1Y return
+16.1%
+6.6 vs cat
3Y CAGR
—
5Y CAGR
—
AUM
₹1.9K Cr
fund size
Expense
0.51%
direct plan
Volatility 3Y
—
3Y std dev
In plain English
DSP Banking & Financial Services Fund is a Sectoral / Thematic scheme from DSP. The portfolio is ~94% in equities with 6% kept in cash and short-term debt. Worst historical drawdown: -15% in Mar 2026, recovered in 3 months. Wrong fit if you need this money in less than 7 years.
Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.
NAV history
Showing Direct · Growth · INF740KA1TQ3
NAV (Direct-Growth)
₹15.6920
Last 1Y
+16.08%
Drawdown stories
The crashes you should know about — and how long the fund took to recover.
Mar 2026
-14.7%Peak ₹15.19 on 26 Feb 2026 → trough ₹12.96 on 31 Mar 2026 (1 months down).
Jan 2025
-11.4%Peak ₹12.78 on 23 Sept 2024 → trough ₹11.32 on 27 Jan 2025 (4 months down).
Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.
Honesty score
A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.
Honesty score
4 / 5
Solid scheme on the dimensions we check. No red flags.
Expense ratio
0.51% — well below typical 1% for equity.
AUM size
₹1.9K Cr.
Sector concentration
Top 3 sectors = 97.3% — heavy concentration risk.
Performance
Returns for various periods, with category average and peer rank.
Portfolio composition
Asset allocation
- Equity93.60%
- Cash6.40%
By market cap
- Large cap51.31%
- Mid cap20.28%
- Small cap12.08%
- Others16.33%
Concentration
Holdings
35
Avg market cap
₹1.34 L Cr
Top 10 stocks
56.28%
Top 5 stocks
33.71%
Top 3 sectors
97.29%
Top holdings
Top 15 positions by weight, latest disclosure.
Fundamentals (vs category)
Portfolio-weighted ratios, compared with the category average.
Risk metrics
Standard deviation, Sharpe, Sortino, Beta — all vs category average.
Peers in Sectoral / Thematic
Other schemes in the same SEBI category, ranked by AUM.
Available plans & options
Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.
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