DSP Business Cycle Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹10.6600

As of 1 Jul 2026 · AMFI

AUM

₹1.0K Cr

Expense ratio

0.74%

1Y returns

+9.72%

3Y CAGR

—

5Y CAGR

—

Std deviation 3Y

—

In plain English

DSP Business Cycle Fund is a Sectoral / Thematic scheme from DSP. The portfolio is ~95% in equities. Worst historical drawdown: -15% in Feb 2025, recovered in 4 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹10.6600

Last 1Y

+3.69%

Jul 25Min ₹9.45 · Max ₹10.72 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Feb 2025

-14.8%

Peak ₹10.10 on 2 Jan 2025 → trough ₹8.61 on 28 Feb 2025 (2 months down).

Recovered in 4 months· 25 Jun 2025

Mar 2026 — ongoing

-11.9%

Peak ₹10.72 on 11 Feb 2026 → trough ₹9.45 on 30 Mar 2026 (2 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.74% — typical for category.
AUM size
₹1.0K Cr.
Sector concentration
Top 3 sectors = 58.5% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.54%	+0.61%n=443	117/ 147
1M	+8.36%	+7.16%n=443	101/ 144
3M	+3.26%	+8.51%n=430	63/ 135
6M	-0.11%	+0.25%n=421	50/ 131
YTD	+0.33%	+0.78%n=428	49/ 135
1Y	+9.72%	+7.70%n=397	55/ 118

Portfolio composition

Asset allocation

Equity95.49%
Cash4.48%

By market cap

Large cap49.47%
Mid cap23.35%
Small cap19.14%
Others8.04%

Concentration

Holdings

Avg market cap

₹1.04 L Cr

Top 10 stocks

41.43%

Top 5 stocks

24.90%

Top 3 sectors

58.49%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
State Bank of India
—7.08%
2
Axis Bank Ltd
—5.17%
3
Treps / Reverse Repo Investments
—4.94%
4
Mahindra & Mahindra Ltd
—4.33%
5
Apollo Hospitals Enterprise Ltd
—4.27%
6
Multi Commodity Exchange of India Ltd
—4.05%
7
Infosys Ltd
—3.83%
8
Bharti Airtel Ltd
—3.44%
9
NTPC Ltd
—3.22%
10
Kotak Mahindra Bank Ltd
—3.20%
11
Gland Pharma Ltd
—2.84%
12
Tata Consultancy Services Ltd
—2.83%
13
Amber Enterprises India Ltd Ordinary Shares
—2.74%
14
ICICI Bank Ltd
—2.61%
15
TVS Motor Co Ltd
—2.60%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio24.3825.73-1.35
P/B ratio3.583.85-0.27
Price / Sales2.662.77-0.11
Price / Cash Flow20.2617.41+2.85
Dividend yield1.12%1.35%-0.23
Return on equity (ROE)—0.00%—

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
——————
Sharpe ratio
Risk-adjusted return — higher is better.
-0.28—————
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.33—————
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthDSP Business Cycle Fund - Direct - GrowthINF740KA1UX7
DirectIDCW ReinvestmentDSP Business Cycle Fund - Direct - IDCWINF740KA1UV1
RegularGrowthDSP Business Cycle Fund - Regular - GrowthINF740KA1US7
RegularIDCW ReinvestmentDSP Business Cycle Fund - Regular - IDCWINF740KA1UT5

NEW

See your SIP through Indian market history

Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.

Try Wealth Time Machine

AI · Free

Find what's really inside your funds

Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 specific actions, written by AI in plain English.

Run Portfolio X-Ray