Groww Banking & Financial Services Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹13.4297

As of 3 Jul 2026 · AMFI

AUM

₹70.14 Cr

Expense ratio

0.54%

1Y returns

+10.42%

cat 4.44%

3Y CAGR

—

cat 13.50%

5Y CAGR

—

cat 13.41%

Std deviation 3Y

—

cat 17.08%

In plain English

Groww Banking & Financial Services Fund is a Sectoral / Thematic scheme from Groww. The portfolio is ~99% in equities. Worst historical drawdown: -16% in Mar 2025, recovered in 3 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF666M01HS1

NAV (Direct-Growth)

₹13.4297

Last 1Y

+10.33%

Jul 25Min ₹10.97 · Max ₹13.43 · 201 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2025

-16.4%

Peak ₹11.72 on 10 Dec 2024 → trough ₹9.80 on 3 Mar 2025 (3 months down).

Recovered in 3 months· 26 May 2025

Mar 2026

-14.3%

Peak ₹12.80 on 18 Feb 2026 → trough ₹10.97 on 31 Mar 2026 (1 months down).

Recovered in 1 months· 21 Apr 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.54% — well below typical 1% for equity.
AUM size
₹70 Cr.
Sector concentration
Top 3 sectors = 97.1% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.03%	-0.80%	2/ 28
1M	+12.04%	+7.94%	1/ 28
3M	+3.19%	-2.83%	2/ 24
6M	+7.26%	-0.84%	1/ 24
YTD	+8.41%	-0.60%	1/ 24
1Y	+10.42%	+4.44%	3/ 22
2Y	+10.92%	+9.70%	13/ 20
3Y	—	+13.50%	—
5Y	—	+13.41%	—
7Y	—	+10.18%	—
10Y	—	+13.89%	—

Portfolio composition

Asset allocation

Equity98.68%
Cash1.32%

By market cap

Large cap36.30%
Mid cap26.10%
Small cap25.24%
Others12.36%

Concentration

Holdings

Avg market cap

₹83.4K Cr

Top 10 stocks

45.48%

Top 5 stocks

27.72%

Top 3 sectors

97.08%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Net Receivable/Payable
—8.96%
1
ICICI Bank Ltd
—7.50%
2
ICICI Bank Ltd
—5.85%
2
State Bank of India
—5.76%
3
Bajaj Finance Ltd
—5.75%
4
Axis Bank Ltd
—5.60%
3
BSE Ltd
—5.31%
5
State Bank of India
—5.19%
4
Multi Commodity Exchange of India Ltd
—4.99%
6
Multi Commodity Exchange of India Ltd
—4.76%
7
BSE Ltd
—4.65%
5
Axis Bank Ltd
—4.16%
6
Bajaj Finance Ltd
—4.13%
7
Ujjivan Small Finance Bank Ltd Ordinary Shares
—3.75%
8
SBFC Finance Ltd
—3.70%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio19.5018.31+1.19
P/B ratio2.442.26+0.18
Price / Sales4.103.94+0.16
Price / Cash Flow—0.00—
Dividend yield0.74%0.94%-0.20
Return on equity (ROE)16.34%15.70%+0.64

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
16.64——22.8417.0817.14
Sharpe ratio
Risk-adjusted return — higher is better.
0.19——0.010.420.45
Sortino ratio
Like Sharpe but only counts downside volatility.
0.29——0.020.630.70
Beta
1 = moves with the market. <1 = less volatile.
0.95——1.040.980.97

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

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