HDFC Business Cycle Fund

Sectoral / ThematicEquityVery High risk Rank 120 of 157

NAV · Direct-Growth

₹16.06-0.02-0.14%

As of 17 Aug 2026 · AMFI

NAV growth+4.8%

Aug ’25Aug ’26

Arthkar verdictA balanced read

Returns

Lags category

0 of 2 periods ahead

Cost

Average

1.00% vs NaN% peers

Consistency

Strong

positive in 4 of 4 years

Trails its Sectoral / Thematic category on 1Y & 3Y.

1Y return

+5.8%

-5.2 vs cat

3Y CAGR

+12.9%

-4.3 vs cat

5Y CAGR

—

AUM

₹2.6K Cr

fund size

Expense

1.00%

direct plan

Volatility 3Y

15.1%

3Y std dev

Go deeper on HDFC Business Cycle Fund

Two data-only views, computed from this fund's real NAV history — no projections.

HDFC Business Cycle Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.HDFC Business Cycle Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

HDFC Business Cycle Fund is a Sectoral / Thematic scheme from HDFC. The portfolio is ~94% in equities with 5% kept in cash and short-term debt. 3-year CAGR: about 12.9%. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -18% in Mar 2026, recovered in 4 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF179KC1DY9

NAV (Direct-Growth)

₹16.0580

Last 1Y

+4.78%

Aug 25Min ₹13.10 · Max ₹16.09 · 246 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2026

-18.0%

Peak ₹15.98 on 23 Sept 2024 → trough ₹13.10 on 23 Mar 2026 (18 months down).

Recovered in 4 months· 3 Aug 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
1.00% — typical for category.
AUM size
₹2.6K Cr.
Sector concentration
Top 3 sectors = 66.3% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.01%	-0.21%	91/ 286
1M	+1.24%	+2.68%	208/ 286
3M	+9.42%	+7.72%	84/ 286
6M	+6.08%	+7.00%	128/ 277
YTD	+5.43%	+6.23%	125/ 273
1Y	+5.77%	+10.98%	178/ 258
2Y	+3.38%	+5.93%	126/ 203
3Y	+12.92%	+17.18%	120/ 157

Portfolio composition

Asset allocation

Equity93.69%
Debt1.10%
Cash5.21%

By market cap

Large cap44.03%
Mid cap22.60%
Small cap23.55%
Others9.82%

Concentration

Holdings

Avg market cap

₹94.1K Cr

Top 10 stocks

42.37%

Top 5 stocks

25.57%

Top 3 sectors

66.28%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
ICICI Bank Ltd
—6.98%
2
Bharti Airtel Ltd
—6.54%
1
Bharti Airtel Ltd
—6.08%
4
Eternal Ltd
—5.36%
3
Eternal Ltd
—5.31%
4
ICICI Bank Ltd
—5.08%
5
Kotak Mahindra Bank Ltd
—5.03%
5
Kotak Mahindra Bank Ltd
—4.98%
6
Titan Co Ltd
—4.36%
6
Titan Co Ltd
—4.07%
7
Anthem Biosciences Ltd
—3.94%
7
HDFC Bank Ltd
—3.79%
8
Anthem Biosciences Ltd
—3.75%
8
HDFC Bank Ltd
—3.50%
9
Fortis Healthcare Ltd
—3.41%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio30.4228.47+1.95
P/B ratio3.724.25-0.53
Price / Sales4.503.21+1.29
Price / Cash Flow16.3819.97-3.59
Dividend yield0.70%1.23%-0.53
Return on equity (ROE)12.88%18.47%-5.59

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
12.0315.18————
Sharpe ratio
Risk-adjusted return — higher is better.
-0.090.42————
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.130.64————
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

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