Kotak Business Cycle

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹18.1000

As of 3 Jul 2026 · AMFI

AUM

₹3.1K Cr

Expense ratio

0.66%

1Y returns

+6.33%

3Y CAGR

+17.49%

5Y CAGR

—

Std deviation 3Y

+15.33%

In plain English

Kotak Business Cycle is a Sectoral / Thematic scheme from Kotak Mahindra. The portfolio is ~97% in equities. 3-year CAGR: about 17.5%. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -18% in Mar 2025, recovered in 6 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF174KA1JN6

NAV (Direct-Growth)

₹18.1000

Last 1Y

+6.55%

Jul 25Min ₹15.11 · Max ₹18.10 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2025

-18.4%

Peak ₹17.18 on 23 Sept 2024 → trough ₹14.02 on 3 Mar 2025 (5 months down).

Recovered in 6 months· 19 Aug 2025

Mar 2026

-14.4%

Peak ₹17.66 on 29 Oct 2025 → trough ₹15.11 on 23 Mar 2026 (5 months down).

Recovered in 3 months· 19 Jun 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.66% — typical for category.
AUM size
₹3.1K Cr.
Sector concentration
Top 3 sectors = 58.5% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.42%	+0.61%n=443	113/ 147
1M	+6.33%	+7.16%n=443	22/ 138
3M	+2.92%	+8.51%n=430	66/ 135
6M	-3.47%	+0.25%n=421	85/ 131
YTD	-2.81%	+0.78%n=428	83/ 135
1Y	+9.70%	+7.70%n=397	57/ 118
2Y	+11.40%	+6.68%n=322	11/ 73
3Y	+17.49%	+18.41%n=248	30/ 56

Portfolio composition

Asset allocation

Equity96.87%
Cash3.13%

By market cap

Large cap43.54%
Mid cap22.64%
Small cap24.40%
Others9.42%

Concentration

Holdings

Avg market cap

₹98.9K Cr

Top 10 stocks

38.86%

Top 5 stocks

24.32%

Top 3 sectors

58.46%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
ICICI Bank Ltd
—7.96%
1
ICICI Bank Ltd
—6.97%
2
Aditya Infotech Ltd
—4.72%
2
Axis Bank Ltd
—4.33%
3
Aster DM Healthcare Ltd Ordinary Shares
—4.25%
3
Axis Bank Ltd
—4.19%
4
Aster DM Healthcare Ltd Ordinary Shares
—3.88%
4
Aditya Infotech Ltd
—3.62%
5
Krishna Institute of Medical Sciences Ltd
—3.58%
6
Triparty Repo
—3.55%
5
Bharti Hexacom Ltd
—3.48%
7
Eternal Ltd
—3.21%
8
Vijaya Diagnostic Centre Ltd
—3.08%
9
Bharti Hexacom Ltd
—3.01%
6
HDFC Bank Ltd
—2.96%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio27.9828.47-0.49
P/B ratio4.004.25-0.25
Price / Sales3.763.21+0.55
Price / Cash Flow25.3019.97+5.33
Dividend yield0.99%1.23%-0.24
Return on equity (ROE)16.40%18.47%-2.07

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
15.5615.33————
Sharpe ratio
Risk-adjusted return — higher is better.
0.020.69————
Sortino ratio
Like Sharpe but only counts downside volatility.
0.031.01————
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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