Kotak Flexicap Fund

Flexi CapEquity SEBI-regulated

NAV (Direct-Growth)

₹97.0710

As of 1 Jul 2026 · AMFI

AUM

₹54.8K Cr

Expense ratio

0.59%

1Y returns

-0.35%

cat 0.08%

3Y CAGR

+14.62%

cat 13.60%

5Y CAGR

+13.07%

cat 12.55%

Std deviation 3Y

+14.92%

cat 15.61%

In plain English

Kotak Flexicap Fund is a Flexi Cap scheme from Kotak Mahindra. The portfolio is ~97% in equities. Within equity, ~65% sits in large-cap stocks, 28% in mid-cap, and 5% in small-cap. Long-run track record: about 13.1% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -37% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹97.0710

Last 1Y

-0.83%

Jul 25Min ₹86.83 · Max ₹101.16 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-37.3%

Peak ₹41.35 on 24 Jan 2020 → trough ₹25.93 on 23 Mar 2020 (2 months down).

Recovered in 8 months· 11 Nov 2020

Feb 2016

-17.9%

Peak ₹24.97 on 6 Aug 2015 → trough ₹20.50 on 25 Feb 2016 (7 months down).

Recovered in 4 months· 29 Jun 2016

Jun 2022

-17.8%

Peak ₹60.66 on 17 Jan 2022 → trough ₹49.88 on 20 Jun 2022 (5 months down).

Recovered in 3 months· 13 Sept 2022

Feb 2025

-16.3%

Peak ₹96.05 on 26 Sept 2024 → trough ₹80.39 on 28 Feb 2025 (5 months down).

Recovered in 3 months· 9 Jun 2025

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.59% — well below typical 1% for equity.
AUM size
₹54.8K Cr.
Sector concentration
Top 3 sectors = 64.3% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.91%	-0.08%	42/ 47
1M	+8.06%	+8.33%	25/ 47
3M	-0.52%	+0.81%	29/ 46
6M	-2.08%	-0.88%	27/ 45
YTD	-1.07%	-0.71%	26/ 45
1Y	-0.35%	+0.08%	27/ 40
2Y	+7.83%	+5.09%	15/ 39
3Y	+14.62%	+13.60%	17/ 35
5Y	+13.07%	+12.55%	11/ 24
7Y	+14.17%	+12.39%	13/ 23
10Y	+15.09%	+13.84%	10/ 19

Portfolio composition

Asset allocation

Equity97.28%
Cash2.72%

By market cap

Large cap65.49%
Mid cap27.76%
Small cap4.58%
Others2.17%

Concentration

Holdings

Avg market cap

₹2.31 L Cr

Top 10 stocks

41.62%

Top 5 stocks

24.29%

Top 3 sectors

64.34%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Bharat Electronics Ltd
—6.03%
2
HDFC Bank Ltd
—5.76%
1
Bharat Electronics Ltd
—5.51%
2
HDFC Bank Ltd
—5.37%
3
ICICI Bank Ltd
—5.29%
3
ICICI Bank Ltd
—5.04%
4
State Bank of India
—4.65%
5
Jindal Steel Ltd
—4.22%
4
State Bank of India
—4.19%
5
Jindal Steel Ltd
—4.19%
6
Larsen & Toubro Ltd
—3.94%
7
Axis Bank Ltd
—3.76%
6
Axis Bank Ltd
—3.71%
7
Larsen & Toubro Ltd
—3.70%
8
Solar Industries India Ltd
—3.33%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio22.8725.08-2.21
P/B ratio3.113.59-0.48
Price / Sales2.633.18-0.55
Price / Cash Flow15.0218.36-3.34
Dividend yield1.27%1.18%+0.09
Return on equity (ROE)14.68%18.19%-3.51

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
14.9214.9214.0717.4815.6114.58
Sharpe ratio
Risk-adjusted return — higher is better.
-0.330.550.53-0.290.480.48
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.420.810.79-0.370.720.74
Beta
1 = moves with the market. <1 = less volatile.
0.930.950.940.960.960.93

Peers in Flexi Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthKotak Flexicap Fund - Growth - DirectINF174K01LS2
RegularGrowthKotak Flexicap Fund - GrowthINF174K01336

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