UTI - Flexi Cap Fund

Flexi CapEquity SEBI-regulated

NAV (Direct-Growth)

₹333.4784

As of 1 Jul 2026 · AMFI

AUM

₹22.2K Cr

Expense ratio

1.00%

1Y returns

-5.60%

cat 0.08%

3Y CAGR

+8.05%

cat 13.60%

5Y CAGR

+6.66%

cat 12.55%

Std deviation 3Y

+14.30%

cat 15.68%

In plain English

UTI - Flexi Cap Fund is a Flexi Cap scheme from UTI. The portfolio is ~97% in equities. Within equity, ~59% sits in large-cap stocks, 26% in mid-cap, and 11% in small-cap. Long-run track record: about 6.7% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -34% in Mar 2020, recovered in 7 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹333.4784

Last 1Y

-5.60%

Jul 25Min ₹288.87 · Max ₹360.00 · 202 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-33.9%

Peak ₹166.93 on 12 Feb 2020 → trough ₹110.41 on 23 Mar 2020 (1 months down).

Recovered in 7 months· 8 Oct 2020

Jun 2022

-25.6%

Peak ₹290.85 on 16 Nov 2021 → trough ₹216.53 on 17 Jun 2022 (7 months down).

Recovered in 18 months· 15 Dec 2023

Mar 2026 — ongoing

-20.1%

Peak ₹361.43 on 24 Sept 2024 → trough ₹288.87 on 23 Mar 2026 (18 months down).

Not yet recovered

Feb 2016

-18.3%

Peak ₹108.29 on 6 Aug 2015 → trough ₹88.45 on 29 Feb 2016 (7 months down).

Recovered in 4 months· 12 Jul 2016

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
1.00% — typical for category.
AUM size
₹22.2K Cr.
Sector concentration
Top 3 sectors = 57.8% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-1.00%	-0.08%	43/ 47
1M	+7.48%	+8.33%	34/ 47
3M	-2.81%	+0.81%	45/ 46
6M	-3.66%	-0.88%	36/ 45
YTD	-3.46%	-0.71%	36/ 45
1Y	-5.60%	+0.08%	38/ 40
2Y	+4.62%	+5.09%	32/ 39
3Y	+8.05%	+13.60%	34/ 35
5Y	+6.66%	+12.55%	24/ 24
7Y	+11.62%	+12.39%	21/ 23
10Y	+12.21%	+13.84%	16/ 19

Portfolio composition

Asset allocation

Equity97.12%
Debt0.23%
Cash2.65%

By market cap

Large cap58.62%
Mid cap25.72%
Small cap10.72%
Others4.94%

Concentration

Holdings

Avg market cap

₹1.51 L Cr

Top 10 stocks

44.63%

Top 5 stocks

27.66%

Top 3 sectors

57.77%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
ICICI Bank Ltd
—6.49%
1
Bajaj Finance Ltd
—6.36%
2
ICICI Bank Ltd
—6.23%
2
Bajaj Finance Ltd
—5.90%
3
Eternal Ltd
—5.62%
3
Eternal Ltd
—5.57%
4
HDFC Bank Ltd
—5.54%
4
HDFC Bank Ltd
—5.39%
5
Titan Co Ltd
—4.05%
5
Titan Co Ltd
—3.98%
6
Avenue Supermarts Ltd
—3.97%
6
Avenue Supermarts Ltd
—3.72%
7
Kotak Mahindra Bank Ltd
—3.59%
7
Kotak Mahindra Bank Ltd
—3.59%
8
Info Edge (India) Ltd
—3.32%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio33.6925.08+8.61
P/B ratio4.743.59+1.15
Price / Sales4.503.18+1.32
Price / Cash Flow30.1418.36+11.78
Dividend yield0.76%1.18%-0.42
Return on equity (ROE)18.84%18.19%+0.65

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
11.7214.3014.4217.6415.6814.58
Sharpe ratio
Risk-adjusted return — higher is better.
-0.660.160.12-0.230.510.49
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.840.230.17-0.290.770.76
Beta
1 = moves with the market. <1 = less volatile.
0.880.860.900.960.960.93

Peers in Flexi Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthUTI - Flexi Cap Fund-Growth Option - DirectINF789F01TC4
DirectIDCW ReinvestmentUTI Flexi Cap Fund - Direct Plan - IDCWINF789F01TA8
RegularGrowthUTI - Flexi Cap Fund-Growth OptionINF789F01513
RegularIDCW ReinvestmentUTI Flexi Cap Fund - Regular Plan - IDCWINF189A01053

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