SBI Flexicap Fund

Flexi CapEquity SEBI-regulated

NAV (Direct-Growth)

₹120.5152

As of 1 Jul 2026 · AMFI

AUM

₹22.4K Cr

Expense ratio

0.83%

1Y returns

-1.64%

cat 0.08%

3Y CAGR

+10.04%

cat 13.60%

5Y CAGR

+10.21%

cat 12.55%

Std deviation 3Y

+13.59%

cat 15.61%

In plain English

SBI Flexicap Fund is a Flexi Cap scheme from SBI. The portfolio is ~97% in equities. Within equity, ~64% sits in large-cap stocks, 14% in mid-cap, and 12% in small-cap. Long-run track record: about 10.2% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -36% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹120.5152

Last 1Y

-1.64%

Jul 25Min ₹109.15 · Max ₹127.96 · 205 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-35.8%

Peak ₹56.13 on 24 Jan 2020 → trough ₹36.03 on 23 Mar 2020 (2 months down).

Recovered in 8 months· 17 Nov 2020

Jun 2022

-16.6%

Peak ₹86.38 on 18 Oct 2021 → trough ₹72.03 on 20 Jun 2022 (8 months down).

Recovered in 11 months· 15 May 2023

Aug 2013

-16.5%

Peak ₹19.11 on 18 Jan 2013 → trough ₹15.95 on 28 Aug 2013 (7 months down).

Recovered in 3 months· 5 Dec 2013

Mar 2025

-16.0%

Peak ₹127.93 on 26 Sept 2024 → trough ₹107.42 on 4 Mar 2025 (5 months down).

Recovered in 10 months· 2 Jan 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.83% — typical for category.
AUM size
₹22.4K Cr.
Sector concentration
Top 3 sectors = 59.9% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-1.50%	-0.08%	46/ 47
1M	+6.33%	+8.33%	44/ 47
3M	-2.29%	+0.81%	43/ 46
6M	-5.24%	-0.88%	44/ 45
YTD	-4.91%	-0.71%	43/ 45
1Y	-1.64%	+0.08%	32/ 40
2Y	+4.04%	+5.09%	33/ 39
3Y	+10.04%	+13.60%	33/ 35
5Y	+10.21%	+12.55%	23/ 24
7Y	+12.70%	+12.39%	19/ 23
10Y	+13.28%	+13.84%	15/ 19

Portfolio composition

Asset allocation

Equity97.18%
Debt0.13%
Cash2.69%

By market cap

Large cap63.53%
Mid cap13.92%
Small cap11.69%
Others10.86%

Concentration

Holdings

Avg market cap

₹1.87 L Cr

Top 10 stocks

37.22%

Top 5 stocks

23.33%

Top 3 sectors

59.93%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
ICICI Bank Ltd
—5.52%
1
Axis Bank Ltd
—5.36%
2
State Bank of India
—5.02%
2
HDFC Bank Ltd
—4.52%
3
Axis Bank Ltd
—4.42%
4
HDFC Bank Ltd
—4.39%
3
State Bank of India
—4.31%
4
ICICI Bank Ltd
—4.04%
5
Larsen & Toubro Ltd
—3.98%
5
Larsen & Toubro Ltd
—3.77%
6
Tata Steel Ltd
—3.43%
6
Kotak Mahindra Bank Ltd
—3.43%
7
Tata Steel Ltd
—3.39%
8
NTPC Ltd
—3.34%
7
NTPC Ltd
—3.31%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio19.6225.08-5.46
P/B ratio2.753.59-0.84
Price / Sales2.313.18-0.87
Price / Cash Flow12.6318.36-5.73
Dividend yield1.65%1.18%+0.47
Return on equity (ROE)16.13%18.19%-2.06

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
11.7613.5912.7717.4815.6114.58
Sharpe ratio
Risk-adjusted return — higher is better.
-0.380.300.37-0.290.480.48
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.470.420.54-0.370.720.74
Beta
1 = moves with the market. <1 = less volatile.
0.900.870.850.960.960.93

Peers in Flexi Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthSBI Flexicap Fund - DIRECT PLAN - Growth OptionINF200K01UG1
DirectIDCW ReinvestmentSBI Flexicap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)INF200K01UE6
RegularGrowthSBI Flexicap Fund - REGULAR PLAN -Growth OptionINF200K01222
RegularIDCW ReinvestmentSBI Flexicap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)INF200K01230

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