LIC MF Banking And Financial Services Fund
NAV · Direct-Growth
As of 18 Aug 2026 · AMFI
Returns
Lags category
0 of 3 periods ahead
Cost
Average
0.99% vs NaN% peers
Volatility
Below average
15.8% vs 17.1% cat (3Y)
Consistency
Steady
positive in 8 of 11 years
Trails its Sectoral / Thematic category on 1Y, 3Y & 5Y — and has been steadier than peers.
1Y return
+5.0%
-4.5 vs cat
3Y CAGR
+9.7%
-7.5 vs cat
5Y CAGR
+11.7%
-3.1 vs cat
AUM
₹256.29 Cr
fund size
Expense
0.99%
direct plan
Volatility 3Y
15.8%
▼ vs 17.1%
Go deeper on LIC MF Banking And Financial Services Fund
Two data-only views, computed from this fund's real NAV history — no projections.
In plain English
LIC MF Banking and Financial Services Fund is a Sectoral / Thematic scheme from LIC. The portfolio is ~94% in equities with 6% kept in cash and short-term debt. Long-run track record: about 11.7% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -45% in Mar 2020, recovered in 11 months. Wrong fit if you need this money in less than 7 years.
Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.
NAV history
Showing Direct · Growth · INF767K01NK6
NAV (Direct-Growth)
₹24.8015
Last 1Y
+5.00%
Drawdown stories
The crashes you should know about — and how long the fund took to recover.
Mar 2020
-44.8%Peak ₹13.36 on 3 Nov 2017 → trough ₹7.38 on 23 Mar 2020 (29 months down).
Feb 2016
-33.2%Peak ₹10.33 on 6 Aug 2015 → trough ₹6.90 on 25 Feb 2016 (7 months down).
Mar 2022
-21.4%Peak ₹16.33 on 26 Oct 2021 → trough ₹12.83 on 7 Mar 2022 (4 months down).
Mar 2026 — ongoing
-16.3%Peak ₹25.91 on 6 Jan 2026 → trough ₹21.68 on 31 Mar 2026 (3 months down).
Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.
Honesty score
A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.
Honesty score
4 / 5
Solid scheme on the dimensions we check. No red flags.
Expense ratio
0.99% — typical for category.
AUM size
₹256 Cr.
Sector concentration
Top 3 sectors = 94.5% — heavy concentration risk.
Performance
Returns for various periods, with category average and peer rank.
Portfolio composition
Asset allocation
- Equity94.00%
- Cash6.00%
By market cap
- Large cap50.49%
- Mid cap25.63%
- Small cap23.17%
- Others0.71%
Concentration
Holdings
28
Avg market cap
₹1.58 L Cr
Top 10 stocks
64.20%
Top 5 stocks
48.96%
Top 3 sectors
94.46%
Top holdings
Top 15 positions by weight, latest disclosure.
Fundamentals (vs category)
Portfolio-weighted ratios, compared with the category average.
Risk metrics
Standard deviation, Sharpe, Sortino, Beta — all vs category average.
Peers in Sectoral / Thematic
Other schemes in the same SEBI category, ranked by AUM.
Available plans & options
Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.
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