Official AMFI data
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LIC

LIC MF Consumption Fund

Sectoral / ThematicEquityVery High risk

NAV · Direct-Growth

₹10.02-0.03-0.27%

As of 18 Aug 2026 · AMFI

NAV growth+0.1%
20252026
Arthkar verdictA balanced read

Cost

Average

1.56% vs NaN% peers

1Y return

3Y CAGR

5Y CAGR

AUM

₹435.65 Cr

fund size

Expense

1.56%

direct plan

Volatility 3Y

3Y std dev

In plain English

LIC MF Consumption Fund is a Sectoral / Thematic scheme from LIC. The portfolio is ~92% in equities with 8% kept in cash and short-term debt. Worst historical drawdown: -15% in Mar 2026, recovered in 4 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF767K01SD0

NAV (Direct-Growth)

₹10.0213

Last 1Y

+0.14%

Nov 25Min ₹8.54 · Max ₹10.15 · 181 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2026

-14.8%

Peak ₹10.02 on 26 Nov 2025 → trough ₹8.54 on 23 Mar 2026 (4 months down).

Recovered in 4 months· 3 Aug 2026

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

3

Honesty score

3 / 5

Watch a few items. Read the signal detail before investing.

  • Expense ratio

    1.56% — significantly above category norm.

  • AUM size

    ₹436 Cr.

  • Sector concentration

    Top 3 sectors = 65.9% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

PeriodReturnsCategory avgRank
1W-0.65%-0.40%163/ 286
1M+2.32%+2.47%154/ 286
3M+6.76%+8.01%165/ 286
6M+1.66%+6.33%185/ 278
YTD+0.43%+6.03%190/ 273

Portfolio composition

Asset allocation

  • Equity91.95%
  • Cash8.05%

By market cap

  • Large cap45.01%
  • Mid cap19.48%
  • Others35.51%

Concentration

Holdings

57

Avg market cap

₹61.5K Cr

Top 10 stocks

25.09%

Top 5 stocks

14.10%

Top 3 sectors

65.88%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight
  • 2

    Bharti Airtel Ltd

    3.41%
  • 3

    Mahindra & Mahindra Ltd

    2.90%
  • 4

    Apollo Hospitals Enterprise Ltd

    2.85%
  • 5

    Godfrey Phillips India Ltd

    2.56%
  • 6

    Titan Co Ltd

    2.38%
  • 7

    TVS Motor Co Ltd

    2.35%
  • 8

    LG Electronics India Ltd

    2.27%
  • 9

    CCL Products (India) Ltd

    2.15%
  • 10

    Torrent Pharmaceuticals Ltd

    2.12%
  • 11

    InterGlobe Aviation Ltd

    2.10%
  • 12

    Hindustan Unilever Ltd

    1.93%
  • 13

    Vishal Mega Mart Ltd

    1.89%
  • 14

    Trent Ltd

    1.88%
  • 15

    HDFC Asset Management Co Ltd

    1.88%
  • 16

    Indian Hotels Co Ltd

    1.85%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff
  • P/E ratio36.7236.58+0.14
  • P/B ratio5.616.30-0.69
  • Price / Sales3.073.49-0.42
  • Price / Cash Flow20.6723.40-2.73
  • Dividend yield0.98%1.07%-0.09
  • Return on equity (ROE)0.00%

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y
  • Standard deviation

    Volatility — lower means steadier returns.

    15.0515.6714.42
  • Sharpe ratio

    Risk-adjusted return — higher is better.

    -0.720.370.47
  • Sortino ratio

    Like Sharpe but only counts downside volatility.

    -0.800.510.69
  • Beta

    1 = moves with the market. <1 = less volatile.

    0.870.970.90

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.