LIC MF Consumption Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹9.7459

As of 1 Jul 2026 · AMFI

AUM

₹435.65 Cr

Expense ratio

1.56%

1Y returns

—

cat 0.26%

3Y CAGR

—

cat 14.24%

5Y CAGR

—

cat 14.40%

Std deviation 3Y

—

cat 15.67%

In plain English

LIC MF Consumption Fund is a Sectoral / Thematic scheme from LIC. The portfolio is ~92% in equities with 8% kept in cash and short-term debt. Worst historical drawdown: -15% in Mar 2026 — ongoing. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹9.7459

Last 1Y

-2.62%

Nov 25Min ₹8.54 · Max ₹10.02 · 147 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2026 — ongoing

-14.8%

Peak ₹10.02 on 26 Nov 2025 → trough ₹8.54 on 23 Mar 2026 (4 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

3 / 5

Watch a few items. Read the signal detail before investing.

Expense ratio
1.56% — significantly above category norm.
AUM size
₹436 Cr.
Sector concentration
Top 3 sectors = 65.9% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+0.14%	+0.57%	20/ 26
1M	+9.53%	+8.97%	10/ 26
3M	+1.69%	+1.13%	14/ 25
6M	—	-8.66%	—
YTD	-4.46%	-6.24%	6/ 25
1Y	—	+0.26%	—
2Y	—	+4.32%	—
3Y	—	+14.24%	—
5Y	—	+14.40%	—
7Y	—	+12.34%	—
10Y	—	+14.32%	—

Portfolio composition

Asset allocation

Equity91.95%
Cash8.05%

By market cap

Large cap45.01%
Mid cap19.48%
Others35.51%

Concentration

Holdings

Avg market cap

₹61.5K Cr

Top 10 stocks

25.09%

Top 5 stocks

14.10%

Top 3 sectors

65.88%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Treps
—8.15%
2
Bharti Airtel Ltd
—3.41%
3
Mahindra & Mahindra Ltd
—2.90%
4
Apollo Hospitals Enterprise Ltd
—2.85%
5
Godfrey Phillips India Ltd
—2.56%
6
Titan Co Ltd
—2.38%
7
TVS Motor Co Ltd
—2.35%
8
LG Electronics India Ltd
—2.27%
9
CCL Products (India) Ltd
—2.15%
10
Torrent Pharmaceuticals Ltd
—2.12%
11
InterGlobe Aviation Ltd
—2.10%
12
Hindustan Unilever Ltd
—1.93%
13
Vishal Mega Mart Ltd
—1.89%
14
Trent Ltd
—1.88%
15
HDFC Asset Management Co Ltd
—1.88%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio36.7236.58+0.14
P/B ratio5.616.30-0.69
Price / Sales3.073.49-0.42
Price / Cash Flow20.6723.40-2.73
Dividend yield0.98%1.07%-0.09
Return on equity (ROE)—0.00%—

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
———15.0515.6714.42
Sharpe ratio
Risk-adjusted return — higher is better.
———-0.720.370.47
Sortino ratio
Like Sharpe but only counts downside volatility.
———-0.800.510.69
Beta
1 = moves with the market. <1 = less volatile.
———0.870.970.90

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthLIC MF Consumption Fund-Direct Plan-GrowthINF767K01SD0
DirectIDCW ReinvestmentLIC MF Consumption Fund-Direct Plan-IDCWINF767K01SF5
RegularGrowthLIC MF Consumption Fund-Regular Plan-GrowthINF767K01SA6
RegularIDCW ReinvestmentLIC MF Consumption Fund-Regular Plan-IDCWINF767K01SC2

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