Nippon India Banking & Financial Services Fund
NAV · Direct-Growth
As of 18 Aug 2026 · AMFI
Returns
Lags category
0 of 3 periods ahead
Cost
Average
0.84% vs NaN% peers
Volatility
Below average
15.2% vs 17.1% cat (3Y)
Consistency
Steady
positive in 8 of 12 years
Trails its Sectoral / Thematic category on 1Y, 3Y & 5Y — and has been steadier than peers.
1Y return
+3.8%
-5.8 vs cat
3Y CAGR
+13.9%
-3.3 vs cat
5Y CAGR
+14.4%
-0.4 vs cat
AUM
₹7.8K Cr
fund size
Expense
0.84%
direct plan
Volatility 3Y
15.2%
▼ vs 17.1%
Go deeper on Nippon India Banking & Financial Services Fund
Two data-only views, computed from this fund's real NAV history — no projections.
In plain English
Nippon India Banking & Financial Services Fund is a Sectoral / Thematic scheme from Nippon India. The portfolio is ~99% in equities. Long-run track record: about 14.4% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -51% in May 2020, recovered in 9 months. Wrong fit if you need this money in less than 7 years.
Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.
NAV history
Showing Direct · Growth · INF204K01D22
NAV (Direct-Growth)
₹710.6455
Last 1Y
+3.76%
Drawdown stories
The crashes you should know about — and how long the fund took to recover.
May 2020
-50.6%Peak ₹316.76 on 27 May 2019 → trough ₹156.60 on 22 May 2020 (12 months down).
Sept 2013
-37.1%Peak ₹124.94 on 15 Jan 2013 → trough ₹78.54 on 3 Sept 2013 (8 months down).
Feb 2016
-30.7%Peak ₹198.88 on 27 Jan 2015 → trough ₹137.84 on 25 Feb 2016 (13 months down).
Oct 2018
-20.0%Peak ₹300.77 on 9 Aug 2018 → trough ₹240.47 on 26 Oct 2018 (3 months down).
Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.
Honesty score
A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.
Honesty score
4 / 5
Solid scheme on the dimensions we check. No red flags.
Expense ratio
0.84% — typical for category.
AUM size
₹7.8K Cr.
Sector concentration
Top 3 sectors = 97.6% — heavy concentration risk.
Performance
Returns for various periods, with category average and peer rank.
Portfolio composition
Asset allocation
- Equity98.74%
- Cash1.26%
By market cap
- Large cap59.71%
- Mid cap20.44%
- Small cap8.17%
- Others11.68%
Concentration
Holdings
40
Avg market cap
₹1.89 L Cr
Top 10 stocks
59.50%
Top 5 stocks
44.45%
Top 3 sectors
97.59%
Top holdings
Top 15 positions by weight, latest disclosure.
Fundamentals (vs category)
Portfolio-weighted ratios, compared with the category average.
Risk metrics
Standard deviation, Sharpe, Sortino, Beta — all vs category average.
Peers in Sectoral / Thematic
Other schemes in the same SEBI category, ranked by AUM.
Available plans & options
Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.
NEW
See your SIP through Indian market history
Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.
Try Wealth Time MachineAI · Free
Find what's really inside your funds
Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 key insights, written by AI in plain English.
Run Portfolio X-Ray