SBI COMMA Fund

Sectoral / ThematicEquityVery High risk Rank 63 of 157

NAV · Direct-Growth

₹128.02-0.70-0.55%

As of 18 Aug 2026 · AMFI

NAV growth+14.2%

Aug ’25Aug ’26

Arthkar verdictA balanced read

Returns

Mixed vs category

2 of 3 periods ahead

Cost

Average

1.61% vs NaN% peers

Consistency

Steady

positive in 9 of 12 years

Beats its Sectoral / Thematic category on 1Y & 3Y but trails on 5Y.

1Y return

+14.2%

+4.7 vs cat

3Y CAGR

+18.3%

+1.1 vs cat

5Y CAGR

+12.1%

-2.6 vs cat

AUM

₹1.1K Cr

fund size

Expense

1.61%

direct plan

Volatility 3Y

16.7%

3Y std dev

Go deeper on SBI COMMA Fund

Two data-only views, computed from this fund's real NAV history — no projections.

SBI COMMA Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.SBI COMMA Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

SBI COMMA Fund is a Sectoral / Thematic scheme from SBI. The portfolio is ~95% in equities. Long-run track record: about 12.1% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -41% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF200K01SB6

NAV (Direct-Growth)

₹128.0227

Last 1Y

+14.24%

Aug 25Min ₹109.73 · Max ₹129.53 · 252 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-40.8%

Peak ₹45.68 on 12 Jan 2018 → trough ₹27.07 on 23 Mar 2020 (27 months down).

Recovered in 8 months· 17 Nov 2020

Aug 2013

-31.4%

Peak ₹21.75 on 7 Jan 2013 → trough ₹14.91 on 6 Aug 2013 (7 months down).

Recovered in 9 months· 16 May 2014

Jun 2022

-26.3%

Peak ₹82.61 on 17 Jan 2022 → trough ₹60.86 on 20 Jun 2022 (5 months down).

Recovered in 15 months· 8 Sept 2023

Feb 2016

-24.3%

Peak ₹27.07 on 13 Apr 2015 → trough ₹20.49 on 12 Feb 2016 (10 months down).

Recovered in 5 months· 1 Jul 2016

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

2 / 5

Material concerns — review the details carefully or consider alternatives.

Expense ratio
1.61% — significantly above category norm.
AUM size
₹1.1K Cr.
Sector concentration
Top 3 sectors = 82.4% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.55%	-0.40%	149/ 286
1M	+1.87%	+2.47%	173/ 286
3M	+1.25%	+8.01%	273/ 286
6M	+3.03%	+6.33%	166/ 278
YTD	+6.92%	+6.03%	103/ 273
1Y	+14.24%	+9.52%	70/ 258
2Y	+7.01%	+5.82%	81/ 203
3Y	+18.28%	+17.18%	63/ 157
5Y	+12.11%	+14.76%	91/ 125
7Y	+20.19%	+18.88%	43/ 104
10Y	+15.79%	+14.74%	30/ 81

Portfolio composition

Asset allocation

Equity94.99%
Debt0.26%
Cash4.75%

By market cap

Large cap40.67%
Mid cap22.80%
Small cap26.57%
Others9.96%

Concentration

Holdings

Avg market cap

₹71.5K Cr

Top 10 stocks

46.10%

Top 5 stocks

28.95%

Top 3 sectors

82.36%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Tata Steel Ltd
—8.74%
1
Tata Steel Ltd
—8.36%
2
Oil & Natural Gas Corp Ltd
—7.67%
2
Oil & Natural Gas Corp Ltd
—6.28%
3
CESC Ltd
—5.50%
4
Reliance Industries Ltd
—5.19%
5
CESC Ltd
—5.07%
4
Reliance Industries Ltd
—4.80%
6
Steel Authority Of India Ltd
—4.01%
6
Oil India Ltd
—3.98%
7
UltraTech Cement Ltd
—3.89%
8
Steel Authority Of India Ltd
—3.79%
7
UltraTech Cement Ltd
—3.64%
9
JSW Steel Ltd
—3.59%
8
Oil India Ltd
—3.56%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio16.4428.47-12.03
P/B ratio2.044.25-2.21
Price / Sales1.143.21-2.07
Price / Cash Flow7.8419.97-12.13
Dividend yield2.17%1.23%+0.94
Return on equity (ROE)14.74%18.47%-3.73

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
16.1016.7316.61———
Sharpe ratio
Risk-adjusted return — higher is better.
0.330.740.47———
Sortino ratio
Like Sharpe but only counts downside volatility.
0.561.250.72———
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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