SBI COMMA Fund

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹124.1663

As of 1 Jul 2026 · AMFI

AUM

₹1.1K Cr

Expense ratio

1.61%

1Y returns

+9.44%

3Y CAGR

+18.97%

5Y CAGR

+12.74%

Std deviation 3Y

+16.73%

In plain English

SBI COMMA Fund is a Sectoral / Thematic scheme from SBI. The portfolio is ~95% in equities. Long-run track record: about 12.7% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -41% in Mar 2020, recovered in 8 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹124.1663

Last 1Y

+9.30%

Jul 25Min ₹109.73 · Max ₹129.53 · 250 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-40.8%

Peak ₹45.68 on 12 Jan 2018 → trough ₹27.07 on 23 Mar 2020 (27 months down).

Recovered in 8 months· 17 Nov 2020

Aug 2013

-31.4%

Peak ₹21.75 on 7 Jan 2013 → trough ₹14.91 on 6 Aug 2013 (7 months down).

Recovered in 9 months· 16 May 2014

Jun 2022

-26.3%

Peak ₹82.61 on 17 Jan 2022 → trough ₹60.86 on 20 Jun 2022 (5 months down).

Recovered in 15 months· 8 Sept 2023

Feb 2016

-24.3%

Peak ₹27.07 on 13 Apr 2015 → trough ₹20.49 on 12 Feb 2016 (10 months down).

Recovered in 5 months· 1 Jul 2016

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

2 / 5

Material concerns — review the details carefully or consider alternatives.

Expense ratio
1.61% — significantly above category norm.
AUM size
₹1.1K Cr.
Sector concentration
Top 3 sectors = 82.4% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	+1.52%	+0.61%n=443	24/ 147
1M	+10.31%	+7.16%n=443	56/ 144
3M	+8.38%	+8.51%n=430	28/ 135
6M	+3.16%	+0.25%n=421	48/ 131
YTD	+4.52%	+0.78%n=428	46/ 131
1Y	+9.44%	+7.70%n=397	37/ 120
2Y	+10.45%	+6.68%n=322	17/ 73
3Y	+18.97%	+18.41%n=248	24/ 56
5Y	+12.74%	+15.97%n=205	26/ 37
7Y	+18.99%	+17.17%n=166	10/ 25
10Y	+17.60%	+15.45%n=138	5/ 17

Portfolio composition

Asset allocation

Equity94.99%
Debt0.26%
Cash4.75%

By market cap

Large cap40.67%
Mid cap22.80%
Small cap26.57%
Others9.96%

Concentration

Holdings

Avg market cap

₹71.5K Cr

Top 10 stocks

46.10%

Top 5 stocks

28.95%

Top 3 sectors

82.36%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
Tata Steel Ltd
—8.74%
1
Tata Steel Ltd
—8.36%
2
Oil & Natural Gas Corp Ltd
—7.67%
2
Oil & Natural Gas Corp Ltd
—6.28%
3
Treps
—5.84%
3
CESC Ltd
—5.50%
4
Reliance Industries Ltd
—5.19%
5
CESC Ltd
—5.07%
4
Reliance Industries Ltd
—4.80%
5
Treps
—4.64%
6
Steel Authority Of India Ltd
—4.01%
6
Oil India Ltd
—3.98%
7
UltraTech Cement Ltd
—3.89%
8
Steel Authority Of India Ltd
—3.79%
7
UltraTech Cement Ltd
—3.64%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio16.4428.47-12.03
P/B ratio2.044.25-2.21
Price / Sales1.143.21-2.07
Price / Cash Flow7.8419.97-12.13
Dividend yield2.17%1.23%+0.94
Return on equity (ROE)14.74%18.47%-3.73

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
16.1016.7316.61———
Sharpe ratio
Risk-adjusted return — higher is better.
0.330.740.47———
Sortino ratio
Like Sharpe but only counts downside volatility.
0.561.250.72———
Beta
1 = moves with the market. <1 = less volatile.
——————

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthSBI COMMA Fund - DIRECT PLAN - GrowthINF200K01SB6
DirectIDCW ReinvestmentSBI Comma Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)INF200K01RZ7
RegularGrowthSBI COMMA Fund - REGULAR PLAN - GrowthINF200K01339
RegularIDCW ReinvestmentSBI Comma Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)INF200K01313

NEW

See your SIP through Indian market history

Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.

Try Wealth Time Machine

AI · Free

Find what's really inside your funds

Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 specific actions, written by AI in plain English.

Run Portfolio X-Ray