Sundaram Financial Services Opportunities Fund Direct Plan

Sectoral / ThematicEquity SEBI-regulated

NAV (Direct-Growth)

₹125.7419

As of 3 Jul 2026 · AMFI

AUM

₹1.6K Cr

Expense ratio

0.80%

1Y returns

+5.54%

cat 4.44%

3Y CAGR

+16.21%

cat 13.50%

5Y CAGR

+16.27%

cat 13.41%

Std deviation 3Y

+16.73%

cat 17.08%

In plain English

Sundaram Financial Services Opportunities Fund Direct Plan is a Sectoral / Thematic scheme from Sundaram. The portfolio is ~97% in equities. Long-run track record: about 16.3% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -43% in Mar 2020, recovered in 9 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF903J01NB8

NAV (Direct-Growth)

₹125.7419

Last 1Y

+5.60%

Jul 25Min ₹106.35 · Max ₹128.49 · 244 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-43.2%

Peak ₹51.22 on 16 Jan 2020 → trough ₹29.08 on 23 Mar 2020 (2 months down).

Recovered in 9 months· 16 Dec 2020

Sept 2013

-36.4%

Peak ₹21.76 on 15 Jan 2013 → trough ₹13.84 on 3 Sept 2013 (8 months down).

Recovered in 8 months· 12 May 2014

Feb 2016

-33.0%

Peak ₹32.05 on 27 Jan 2015 → trough ₹21.46 on 25 Feb 2016 (13 months down).

Recovered in 6 months· 18 Aug 2016

Jun 2022

-20.1%

Peak ₹69.25 on 26 Oct 2021 → trough ₹55.33 on 16 Jun 2022 (8 months down).

Recovered in 3 months· 13 Sept 2022

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.80% — typical for category.
AUM size
₹1.6K Cr.
Sector concentration
Top 3 sectors = 95.8% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.56%	-0.80%	11/ 28
1M	+10.17%	+7.94%	3/ 28
3M	-2.87%	-2.83%	18/ 24
6M	-0.68%	-0.84%	14/ 24
YTD	+1.06%	-0.60%	12/ 24
1Y	+5.54%	+4.44%	11/ 22
2Y	+9.81%	+9.70%	16/ 20
3Y	+16.21%	+13.50%	4/ 16
5Y	+16.27%	+13.41%	2/ 13
7Y	+15.98%	+10.18%	1/ 11
10Y	+16.25%	+13.89%	4/ 11

Portfolio composition

Asset allocation

Equity97.27%
Debt1.13%
Cash1.60%

By market cap

Large cap58.65%
Mid cap11.03%
Small cap20.80%
Others9.52%

Concentration

Holdings

Avg market cap

₹1.41 L Cr

Top 10 stocks

66.06%

Top 5 stocks

46.82%

Top 3 sectors

95.82%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—15.84%
1
HDFC Bank Ltd
—14.90%
2
ICICI Bank Ltd
—11.87%
2
ICICI Bank Ltd
—11.09%
3
Axis Bank Ltd
—9.83%
3
Axis Bank Ltd
—9.58%
4
State Bank of India
—6.83%
4
State Bank of India
—6.65%
5
Bajaj Finserv Ltd
—4.61%
5
Bajaj Finserv Ltd
—4.60%
6
DCB Bank Ltd
—4.44%
6
DCB Bank Ltd
—4.38%
7
PNB Housing Finance Ltd
—4.09%
7
Shriram Finance Ltd
—4.08%
8
Shriram Finance Ltd
—3.91%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio14.4418.31-3.87
P/B ratio1.702.26-0.56
Price / Sales3.023.94-0.92
Price / Cash Flow—0.00—
Dividend yield1.06%0.94%+0.12
Return on equity (ROE)12.68%15.70%-3.02

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
15.3116.7316.3422.8417.0817.14
Sharpe ratio
Risk-adjusted return — higher is better.
-0.010.570.640.010.420.45
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.010.871.010.020.630.70
Beta
1 = moves with the market. <1 = less volatile.
1.081.000.971.040.980.97

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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