1Y returns
—
cat 0.26%3Y CAGR
—
cat 14.24%5Y CAGR
—
cat 14.40%Std deviation 3Y
—
cat 15.67%In plain English
Union Consumption Fund is a Sectoral / Thematic scheme from Union. The portfolio is ~96% in equities. Worst historical drawdown: -17% in Mar 2026 — ongoing. Wrong fit if you need this money in less than 7 years.
Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.
NAV history
Showing Direct · Growth · INF582M01MH3
NAV (Direct-Growth)
₹9.7600
Last 1Y
-2.40%
Drawdown stories
The crashes you should know about — and how long the fund took to recover.
Mar 2026 — ongoing
-16.8%Peak ₹10.06 on 5 Jan 2026 → trough ₹8.37 on 30 Mar 2026 (3 months down).
Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.
Honesty score
A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.
Honesty score
4 / 5
Solid scheme on the dimensions we check. No red flags.
Expense ratio
0.95% — typical for category.
AUM size
₹286 Cr.
Sector concentration
Top 3 sectors = 72.8% — fairly concentrated.
Performance
Returns for various periods, with category average and peer rank.
Portfolio composition
Asset allocation
- Equity96.36%
- Cash3.64%
By market cap
- Large cap60.81%
- Mid cap21.58%
- Others17.61%
Concentration
Holdings
52
Avg market cap
₹1.19 L Cr
Top 10 stocks
44.98%
Top 5 stocks
28.15%
Top 3 sectors
72.78%
Top holdings
Top 15 positions by weight, latest disclosure.
- 1—7.26%
Bharti Airtel Ltd
- 2—6.20%
Mahindra & Mahindra Ltd
- 3—5.48%
Maruti Suzuki India Ltd
- 4—4.61%
Titan Co Ltd
- 5—4.60%
Eternal Ltd
- 6—4.05%
Tata Consumer Products Ltd
- 7—3.50%
Britannia Industries Ltd
- 8—3.40%
Treps
- 9—3.16%
LG Electronics India Ltd
- 10—3.09%
Hindustan Unilever Ltd
- 11—3.03%
TVS Motor Co Ltd
- 12—2.49%
Marico Ltd
- 13—2.48%
Eicher Motors Ltd
- 14—2.30%
FSN E-Commerce Ventures Ltd
- 15—2.25%
Radico Khaitan Ltd
Fundamentals (vs category)
Portfolio-weighted ratios, compared with the category average.
- P/E ratio37.3436.58+0.76
- P/B ratio6.216.30-0.09
- Price / Sales3.483.49-0.01
- Price / Cash Flow22.7823.40-0.62
- Dividend yield0.88%1.07%-0.19
- Return on equity (ROE)—0.00%—
Risk metrics
Standard deviation, Sharpe, Sortino, Beta — all vs category average.
- ———15.0515.6714.42
Standard deviation
Volatility — lower means steadier returns.
- ———-0.720.370.47
Sharpe ratio
Risk-adjusted return — higher is better.
- ———-0.800.510.69
Sortino ratio
Like Sharpe but only counts downside volatility.
- ———0.870.970.90
Beta
1 = moves with the market. <1 = less volatile.
Peers in Sectoral / Thematic
Other schemes in the same SEBI category, ranked by AUM.
- ₹36.5K Cr+6.58%+22.72%0.57%
ICICI Prudential India Opportunities Fund
ICICI Prudential
- ₹36.5K Cr+1.48%+18.90%0.57%
ICICI Prudential India Opportunities Fund
ICICI Prudential
- ₹15.8K Cr+6.72%+21.95%0.64%
ICICI Prudential Business Cycle Fund Direct Plan Growth
ICICI Prudential
- ₹15.8K Cr+2.38%+18.99%0.64%
ICICI Prudential Business Cycle Fund Direct Plan Growth
ICICI Prudential
- ₹13.4K Cr-10.00%+10.76%0.86%
ICICI Prudential Technology Fund
ICICI Prudential
- ₹13.4K Cr-21.09%+5.76%0.86%
ICICI Prudential Technology Fund
ICICI Prudential
- ₹10.6K Cr+1.41%+13.88%0.87%
ICICI Prudential Banking and Financial Services Fund
ICICI Prudential
- ₹10.6K Cr-1.94%+11.58%0.87%
ICICI Prudential Banking and Financial Services Fund
ICICI Prudential
Available plans & options
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