Whiteoak Capital Banking & Financial Services Fund

Sectoral / ThematicEquityVery High risk Rank 159 of 258

NAV · Direct-Growth

₹13.66-0.01-0.11%

As of 17 Aug 2026 · AMFI

NAV growth+5.9%

Aug ’25Aug ’26

Arthkar verdictMixed picture

Returns

Lags category

0 of 1 periods ahead

Cost

Average

0.62% vs NaN% peers

Trails its Sectoral / Thematic category on 1Y.

1Y return

+7.1%

-3.9 vs cat

3Y CAGR

—

5Y CAGR

—

AUM

₹592.5 Cr

fund size

Expense

0.62%

direct plan

Volatility 3Y

—

3Y std dev

In plain English

WhiteOak Capital Banking & Financial Services Fund is a Sectoral / Thematic scheme from WhiteOak Capital. The portfolio is ~99% in equities. Worst historical drawdown: -16% in Mar 2026, recovered in 3 months. Wrong fit if you need this money in less than 7 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF03VN01860

NAV (Direct-Growth)

₹13.6610

Last 1Y

+5.87%

Aug 25Min ₹11.54 · Max ₹13.88 · 246 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2026

-16.2%

Peak ₹13.77 on 18 Feb 2026 → trough ₹11.54 on 30 Mar 2026 (1 months down).

Recovered in 3 months· 6 Jul 2026

Mar 2025

-11.3%

Peak ₹12.07 on 26 Sept 2024 → trough ₹10.71 on 3 Mar 2025 (5 months down).

Recovered in 2 months· 17 Apr 2025

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.62% — typical for category.
AUM size
₹593 Cr.
Sector concentration
Top 3 sectors = 91.3% — heavy concentration risk.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.75%	-0.21%	213/ 286
1M	-0.73%	+2.68%	253/ 286
3M	+7.19%	+7.72%	148/ 286
6M	-0.26%	+7.00%	216/ 277
YTD	+1.52%	+6.23%	172/ 273
1Y	+7.06%	+10.98%	159/ 258
2Y	+11.75%	+5.93%	28/ 203

Portfolio composition

Asset allocation

Equity99.34%
Cash0.66%

By market cap

Large cap54.97%
Mid cap12.58%
Small cap21.54%
Others10.91%

Concentration

Holdings

Avg market cap

₹1.38 L Cr

Top 10 stocks

52.20%

Top 5 stocks

38.43%

Top 3 sectors

91.28%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
ICICI Bank Ltd
—12.31%
2
HDFC Bank Ltd
—11.62%
1
ICICI Bank Ltd
—11.27%
2
HDFC Bank Ltd
—10.45%
3
Kotak Mahindra Bank Ltd
—7.82%
4
Kotak Mahindra Bank Ltd
—6.90%
5
Axis Bank Ltd
—6.34%
6
State Bank of India
—4.97%
7
Shriram Finance Ltd
—4.28%
6
State Bank of India
—3.86%
8
Bajaj Finserv Ltd
—3.79%
7
Axis Bank Ltd
—3.74%
9
Bajaj Finance Ltd
—3.67%
10
State Bank Of India
—3.41%
8
Bajaj Finance Ltd
—3.32%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio16.4618.31-1.85
P/B ratio2.042.26-0.22
Price / Sales3.503.94-0.44
Price / Cash Flow—0.00—
Dividend yield0.90%0.94%-0.04
Return on equity (ROE)14.52%15.70%-1.18

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
13.35——22.8417.0817.14
Sharpe ratio
Risk-adjusted return — higher is better.
-0.01——0.010.420.45
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.01——0.020.630.70
Beta
1 = moves with the market. <1 = less volatile.
0.97——1.040.980.97

Peers in Sectoral / Thematic

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

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