₹2,000 Monthly SIP in Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan for 5 Years
If you had started a ₹2,000/month SIP on 30 Jul 2018 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan's actual NAV for all 61 installments.
You invested
₹1,22,000
61 installments
Value today
₹1,63,025
28 Jul 2023
Absolute gain
+₹41,025
+33.6%
XIRR (annualised)
11.41%
money-weighted
The journey, month by month
Worst fall on the way
-33.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,42,781
Modelled at historical FD rates. The fund beat FD by ₹20,244.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Jul 2019) | ₹26,000 | ₹26,140 | +0.5% |
| Year 2 (28 Jul 2020) | ₹50,000 | ₹46,467 | -7.1% |
| Year 3 (28 Jul 2021) | ₹74,000 | ₹96,348 | +30.2% |
| Year 4 (28 Jul 2022) | ₹98,000 | ₹1,42,681 | +45.6% |
| Year 5 (28 Jul 2023) | ₹1,22,000 | ₹1,63,025 | +33.6% |
Best year of the journey: Year 3 (+36.7% market move) · Toughest year: Year 2 (-7.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan's published NAV (source: AMFI) between 30 Jul 2018 and 28 Jul 2023; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.