₹25,000 Monthly SIP in Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan for 5 Years
If you had started a ₹25,000/month SIP on 30 Jul 2018 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹20,37,818
28 Jul 2023
Absolute gain
+₹5,12,818
+33.6%
XIRR (annualised)
11.41%
money-weighted
The journey, month by month
Worst fall on the way
-33.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,84,757
Modelled at historical FD rates. The fund beat FD by ₹2,53,061.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Jul 2019) | ₹3,25,000 | ₹3,26,756 | +0.5% |
| Year 2 (28 Jul 2020) | ₹6,25,000 | ₹5,80,832 | -7.1% |
| Year 3 (28 Jul 2021) | ₹9,25,000 | ₹12,04,345 | +30.2% |
| Year 4 (28 Jul 2022) | ₹12,25,000 | ₹17,83,512 | +45.6% |
| Year 5 (28 Jul 2023) | ₹15,25,000 | ₹20,37,818 | +33.6% |
Best year of the journey: Year 3 (+36.7% market move) · Toughest year: Year 2 (-7.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan's published NAV (source: AMFI) between 30 Jul 2018 and 28 Jul 2023; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.