₹5,000 Monthly SIP in Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan for 5 Years
If you had started a ₹5,000/month SIP on 30 Jul 2018 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹4,07,564
28 Jul 2023
Absolute gain
+₹1,02,564
+33.6%
XIRR (annualised)
11.41%
money-weighted
The journey, month by month
Worst fall on the way
-33.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,56,951
Modelled at historical FD rates. The fund beat FD by ₹50,613.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Jul 2019) | ₹65,000 | ₹65,351 | +0.5% |
| Year 2 (28 Jul 2020) | ₹1,25,000 | ₹1,16,166 | -7.1% |
| Year 3 (28 Jul 2021) | ₹1,85,000 | ₹2,40,869 | +30.2% |
| Year 4 (28 Jul 2022) | ₹2,45,000 | ₹3,56,702 | +45.6% |
| Year 5 (28 Jul 2023) | ₹3,05,000 | ₹4,07,564 | +33.6% |
Best year of the journey: Year 3 (+36.7% market move) · Toughest year: Year 2 (-7.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan's published NAV (source: AMFI) between 30 Jul 2018 and 28 Jul 2023; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.