₹5,000 Monthly SIP in Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan for 10 Years
If you had started a ₹5,000/month SIP on 29 Jul 2013 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹9,41,525
28 Jul 2023
Absolute gain
+₹3,36,525
+55.6%
XIRR (annualised)
8.51%
money-weighted
The journey, month by month
Worst fall on the way
-38.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,88,019
Modelled at historical FD rates. The fund beat FD by ₹53,506.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Jul 2014) | ₹65,000 | ₹68,691 | +5.7% |
| Year 2 (28 Jul 2015) | ₹1,25,000 | ₹1,33,127 | +6.5% |
| Year 3 (28 Jul 2016) | ₹1,85,000 | ₹1,93,654 | +4.7% |
| Year 4 (28 Jul 2017) | ₹2,45,000 | ₹2,65,326 | +8.3% |
| Year 5 (30 Jul 2018) | ₹3,05,000 | ₹3,50,335 | +14.9% |
| Year 6 (29 Jul 2019) | ₹3,65,000 | ₹4,10,991 | +12.6% |
| Year 7 (28 Jul 2020) | ₹4,25,000 | ₹4,25,344 | +0.1% |
| Year 8 (28 Jul 2021) | ₹4,85,000 | ₹6,92,453 | +42.8% |
| Year 9 (28 Jul 2022) | ₹5,45,000 | ₹9,04,465 | +66% |
| Year 10 (28 Jul 2023) | ₹6,05,000 | ₹9,41,525 | +55.6% |
Best year of the journey: Year 8 (+42.7% market move) · Toughest year: Year 7 (-9.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan's published NAV (source: AMFI) between 29 Jul 2013 and 28 Jul 2023; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.