₹5,000 Monthly SIP in Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan for 3 Years
If you had started a ₹5,000/month SIP on 28 Jul 2020 and never stopped — through every crash and rally — here is exactly what happened, using Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan's actual NAV for all 37 installments.
You invested
₹1,85,000
37 installments
Value today
₹2,15,575
28 Jul 2023
Absolute gain
+₹30,575
+16.5%
XIRR (annualised)
10%
money-weighted
The journey, month by month
Worst fall on the way
-15.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,01,620
Modelled at historical FD rates. The fund beat FD by ₹13,955.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Jul 2021) | ₹65,000 | ₹78,500 | +20.8% |
| Year 2 (28 Jul 2022) | ₹1,25,000 | ₹1,59,752 | +27.8% |
| Year 3 (28 Jul 2023) | ₹1,85,000 | ₹2,15,575 | +16.5% |
Best year of the journey: Year 1 (+20.8% market move) · Toughest year: Year 3 (-1.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan's published NAV (source: AMFI) between 28 Jul 2020 and 28 Jul 2023; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.